Senior Credit Risk Analyst – Policy & Analytics

WeLab; Hong Kong; On-site; HKD 600,000 - 900,000; Full time

Benefits offered by this job

Learning stipend

Wellness programs

Flexible time off

Open office

Free snacks

Job summary

WeLab in Hong Kong is seeking a Credit Risk Manager to design, update, and implement credit risk policies, procedures, and governance to mitigate risk across the loan portfolio.

You will monitor exposures, ensure regulatory compliance, and prepare risk reports for senior management while collaborating with internal audit, compliance, and regulators as needed. The role emphasizes data analytics and modern risk tools.

Qualifications

• Degree in Finance, Mathematics, Risk Management or Statistics.
• Minimum 3 years in banking with credit risk management of retail lending.
• Experience in credit risk analysis and policy formulation.
• Knowledge of personal loan credit risk management is preferable.
• Ability to work under pressure in a multinational environment.

Responsibilities

• Design, update, and implement credit risk policies, procedures, and guidelines.
• Establish and maintain a governance framework for credit risk.
• Oversee identification, measurement, and reporting of credit risk exposures.
• Ensure regulatory adherence, coordinating with internal audit, compliance, and regulators as needed.
• Monitor portfolio performance, identify trends, and present findings to senior management.
• Prepare comprehensive risk reports and dashboards for senior management.
• Drive initiatives to enhance credit risk systems, tools, and processes using data analytics.

Skills

Credit risk analysis

Policy formulation

Regulatory knowledge

Data analytics

Stakeholder management

Risk governance

Education

Bachelor's degree in Finance

Bachelor's degree in Mathematics

Degree in Risk Management

Degree in Statistics

Job description

WeLab in Hong Kong is seeking a Credit Risk Manager to design, update, and implement credit risk policies, procedures, and governance to mitigate risk across the loan portfolio.

You will monitor exposures, ensure regulatory compliance, and prepare risk reports for senior management while collaborating with internal audit, compliance, and regulators as needed. The role emphasizes data analytics and modern risk tools.