Product Manager - Standard Chartered

Standard Chartered Bank (Hong Kong) Ltd; Hong Kong; On-site; HKD 600,000 - 900,000; Full time

Benefits offered by this job

Flexible working options

Unmind wellbeing support

Continuous learning and reskilling

Inclusive culture and diversity

Job summary

Standard Chartered Bank (Hong Kong) Ltd seeks an experienced Digital Assets Product Manager to support global development, enhancement and management of custody, trading, payments, tokens and related assets for both retail and high net worth clients. Role involves cross-functional collaboration across technology, legal, compliance and operations.

Responsibilities include strategy development, vendor evaluation, regulatory alignment (MAS/HKMA/FCA/PRA), platform onboarding, risk controls and

Qualifications

• Bachelor's or higher in finance, business or related field is required or preferred.
• Extensive knowledge in digital asset markets, OTC derivatives and regulatory frameworks.
• 8+ years of product management experience in banking, fintech, or institutional finance.

Responsibilities

• Develop and execute product strategies for digital assets including custody, payments, trading and tokenization.
• Coordinate cross-functional teams to ensure secure, compliant asset solutions for retail and high net worth clients.
• Onboard liquidity providers, custody and wallet integrations with robust cybersecurity standards.
• Align policies with regulatory requirements (MAS, HKMA, FCA, PRA) for wealth clients.
• Own risk controls, governance and regulatory compliance across digital assets and derivatives.

Skills

Cross-functional collaboration

Regulatory awareness

Digital assets knowledge

Wealth management alignment

Education

Bachelor's or higher in finance/related field

CFA certification preferred

Job description

This role could be based in Singapore or Hong Kong. When you start the application process you will be presented with a drop down menu showing all countries, please ensure that you select a country where the role is based
Support the Product Manager in the global development, enhancement, and management of digital asset products-including custody, trading, payments, stablecoins, and tokenized real-world assets-serving both retail and high net worth client segments.
Coordinate cross-functional teams (technology, legal, compliance, operations) to drive secure, innovative, and compliant digital asset solutions.
Facilitate integration of digital assets with existing wealth management and retail banking platforms, while maintaining residual mandates across FX and derivative products.
Handle new onboardings of liquidity and service providers for DA, equity derivatives and FX/precious metals derivatives,

Key Responsibilities

Strategy
Develop and execute product strategies for digital assets-covering custody, payments, trading, tokenization, stablecoins, and blockchain-based products-leveraging market analysis, regulatory intelligence, and client feedback.
Align product vision and commercial models with global market trends and regulatory requirements (MAS, HKMA, FCA, PRA) for retail and private banking clients.
Analyse competitive landscapes for digital assets, payments, wealth digitalization, and FX, recommending enhancements and new product initiatives to maintain best-in-class positioning.
Manage and enhance wealth management derivatives product capability to provide a robust execution and risk monitoring platform across private bank, business banking and Retail client segments.

Business
Review, design, and improve product policies and client suitability frameworks for digital assets and FX/derivatives, ensuring compliant risk disclosure, product suitability, and regulatory alignment for individual, retail, and high-net-worth clients.
Lead business-case formulation and vendor evaluation for digital asset services-custody, wallet providers, blockchain infrastructure-ensuring robust cybersecurity standards (SOC 1/2) and rigorous due diligence.
Collaborate with cross-functional teams to support new asset onboarding, integrations, controls, and regulatory assessments, ensuring seamless go-to-market and ongoing compliance for all digital asset products.
Understand key business policies and processes in Wealth Management, Market and Credit Risk Policy in offering OTC derivatives products and Digital Assets to affluent clients.
Participate in business-case formulation and vendor due diligence related to FX Derivative counterparties, digital asset issuers and platform integrations.
Collaborate with risk, compliance, legal, and finance teams to address risk controls, fee structures, and client disclosures for both traditional and digital asset products

Platform And Product Creation
Define and document business and technical requirements for digital asset platforms-including wallet management, coin provenance, settlement, signature workflows, and KYC/AML/Travel Rule (Satoshi test, Signature methodology) -ensuring integration into core banking and risk platforms.
Coordinate onboarding of new digital asset products, expanding custody and trading infrastructure, and optimizing user experience for both retail and wealth management clients.
Engage in agile projects to enhance platform capabilities, test new asset functionalities, and support client rollouts.
Provide structured business feedback to technology, highlighting implementation issues and suitable digital asset solutions.
Coordinate onboarding of new products/issuers and the expansion of custody solutions, ensuring integration with core banking and risk monitoring systems.

Processes
Help design, review, and document end-to-end processes for onboarding, trading, settlement, and custody for FX, digital assets and derivatives.
Maintain up-to-date workflow documentation, checklists, and guidelines; ensure front-to-back process alignment for product launches and changes.
Monitor and report on product risks, incidents, and control breaches, and assist in drafting responses, mitigation plans, and governance materials for risk committees.
Support ongoing training and upskilling of front office, operations, and risk teams on new digital asset and derivatives processes, platform capabilities, and regulatory requirements.

People And Talent
Foster a culture of accountability, technical excellence, and ongoing learning within the digital assets and derivatives teams.
Share best practices for portfolio review, product suitability analysis, and digital asset ecosystem management with wealth and retail teams.

Risk Management
Own and oversee global product risk controls for digital assets and FX, including regulatory compliance, daily position monitoring, and risk approval processes.
Embed strong risk culture, supporting transaction monitoring, coin provenance, money-laundering prevention, and prompt reporting/remediation of issues.
Ensure service providers and platforms adhere to elevated cybersecurity standards (SOC 1/2, multi-signature, MPC, etc.), with incident response best practices documented and exercised regularly.

Governance
At all times have an awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
Adherence to Group Policy and Code of conduct always.

Regulatory And Business Conduct
Display exemplary conduct and live by the Group's Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct
Lead the Business to achieve the standards as set out in the Bank's Conduct Principles: Fair Outcomes for Clients; Effective Operation of Financial Markets; Financial Crime Prevention; The Right Environment.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters
Role is global, physical location is with the Group Wealth Management team in Singapore.
Singapore local regulator: Monetary Authority of Singapore (MAS)

Key Stakeholders
Regional and Country Wealth Management Heads.
Key markets Private Banking Heads, IAs and RMs
Market/Credit/Operational Risk, Legal, Compliance, Middle Office and COO team

Other Responsibilities
Perform other responsibilities assigned by Group, Country, Business or Functional policies and procedures
To achieve annual sales revenue targets
To achieve other business and non-financial objectives
To drive the Bank's strategy and franchise development
To ensure that the business is conducted in an operationally robust environment
To ensure compliance with regulations and controls as set by the Bank and external regulatory authorities

Our Ideal Candidate
Bachelor's or advanced degree in finance, business, information systems, computer science or related field.
CFA or equivalent professional certification preferred.
Licenses Requirement - Financial Advisory Representative or equivalent
Bank training; i.e. mandatory and developmental - role specific and regulatory/compliance bank wide specific
Extensive knowledge in Digital Assets financial market products especially in OTC derivatives across FX, IR and EQ.
Strong risk evaluation experience in OTC derivatives products
8+ years of experience in product management for digital asset solutions within banking, fintech, or institutional finance, with expertise in retail and wealth client segments.
Strong understanding of FX, IR, EQ derivatives and traditional financial markets, able to bridge conventional and digital asset domains.
Deep familiarity with global regulatory regimes, product suitability frameworks, client risk assessment, and digital asset processes (wallet management, AML/ Travel Rule (Satoshi test, digital signatures), cyber security requirements)
Experience managing complex integrations, service provider due diligence, and vendor management.
Expert knowledge in digital asset ecosystems, blockchain protocol, tokenization, custody, wallet architecture, payments, and cybersecurity.
Demonstrated success leading product launches and strategic improvements in digital assets and/or FX business, optimizing operational resilience and client experience.
Up-to-date understanding of regulatory compliance, AML practices, and information security standards in digital finance.

Role Specific Technical Competencies
Market Knowledge (SIF)
Product and Processes
Business Acumen
Business Markets
Regulatory Framework and Requirements (SIF)

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

Job Summary

This role could be based in Singapore or Hong Kong. When you start the application process you will be presented with a drop down menu showing all countries, please ensure that you select a country where the role is based
Support the Product Manager in the global development, enhancement, and management of digital asset products-including custody, trading, payments, stablecoins, and tokenized real-world assets-serving both retail and high net worth client segments.
Coordinate cross-functional teams (technology, legal, compliance, operations) to drive secure, innovative, and compliant digital asset solutions.
Facilitate integration of digital assets with existing wealth management and retail banking platforms, while maintaining residual mandates across FX and derivative products.
Handle new onboardings of liquidity and service providers for DA, equity derivatives and FX/precious metals derivatives,

Key Responsibilities

Strategy
Develop and execute product strategies for digital assets-covering custody, payments, trading, tokenization, stablecoins, and blockchain-based products-leveraging market analysis, regulatory intelligence, and client feedback.
Align product vision and commercial models with global market trends and regulatory requirements (MAS, HKMA, FCA, PRA) for retail and private banking clients.
Analyse competitive landscapes for digital assets, payments, wealth digitalization, and FX, recommending enhancements and new product initiatives to maintain best-in-class positioning.
Manage and enhance wealth management derivatives product capability to provide a robust execution and risk monitoring platform across private bank, business banking and Retail client segments.

Business
Review, design, and improve product policies and client suitability frameworks for digital assets and FX/derivatives, ensuring compliant risk disclosure, product suitability, and regulatory alignment for individual, retail, and high-net-worth clients.
Lead business-case formulation and vendor evaluation for digital asset services-custody, wallet providers, blockchain infrastructure-ensuring robust cybersecurity standards (SOC 1/2) and rigorous due diligence.
Collaborate with cross-functional teams to support new asset onboarding, integrations, controls, and regulatory assessments, ensuring seamless go-to-market and ongoing compliance for all digital asset products.
Understand key business policies and processes in Wealth Management, Market and Credit Risk Policy in offering OTC derivatives products and Digital Assets to affluent clients.
Participate in business-case formulation and vendor due diligence related to FX Derivative counterparties, digital asset issuers and platform integrations.
Collaborate with risk, compliance, legal, and finance teams to address risk controls, fee structures, and client disclosures for both traditional and digital asset products

Platform And Product Creation
Define and document business and technical requirements for digital asset platforms-including wallet management, coin provenance, settlement, signature workflows, and KYC/AML/Travel Rule (Satoshi test, Signature methodology) -ensuring integration into core banking and risk platforms.
Coordinate onboarding of new digital asset products, expanding custody and trading infrastructure, and optimizing user experience for both retail and wealth management clients.
Engage in agile projects to enhance platform capabilities, test new asset functionalities, and support client rollouts.
Provide structured business feedback to technology, highlighting implementation issues and suitable digital asset solutions.
Coordinate onboarding of new products/issuers and the expansion of custody solutions, ensuring integration with core banking and risk monitoring systems.

Processes
Help design, review, and document end-to-end processes for onboarding, trading, settlement, and custody for FX, digital assets and derivatives.
Maintain up-to-date workflow documentation, checklists, and guidelines; ensure front-to-back process alignment for product launches and changes.
Monitor and report on product risks, incidents, and control breaches, and assist in drafting responses, mitigation plans, and governance materials for risk committees.
Support ongoing training and upskilling of front office, operations, and risk teams on new digital asset and derivatives processes, platform capabilities, and regulatory requirements.

People And Talent
Foster a culture of accountability, technical excellence, and ongoing learning within the digital assets and derivatives teams.
Share best practices for portfolio review, product suitability analysis, and digital asset ecosystem management with wealth and retail teams.

Risk Management
Own and oversee global product risk controls for digital assets and FX, including regulatory compliance, daily position monitoring, and risk approval processes.
Embed strong risk culture, supporting transaction monitoring, coin provenance, money-laundering prevention, and prompt reporting/remediation of issues.
Ensure service providers and platforms adhere to elevated cybersecurity standards (SOC 1/2, multi-signature, MPC, etc.), with incident response best practices documented and exercised regularly.

Governance
At all times have an awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
Adherence to Group Policy and Code of conduct always.

Regulatory And Business Conduct
Display exemplary conduct and live by the Group's Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct
Lead the Business to achieve the standards as set out in the Bank's Conduct Principles: Fair Outcomes for Clients; Effective Operation of Financial Markets; Financial Crime Prevention; The Right Environment.
Effectively and collaboratively identify, escalation, mitigate and resolve risk, conduct and compliance matters
Role is global, physical location is with the Group Wealth Management team in Singapore.
Singapore local regulator: Monetary Authority of Singapore (MAS)

Key Stakeholders
Regional and Country Wealth Management Heads.
Key markets Private Banking Heads, IAs and RMs
Market/Credit/Operational Risk, Legal, Compliance, Middle Office and COO team

Other Responsibilities
Perform other responsibilities assigned by Group, Country, Business or Functional policies and procedures
To achieve annual sales revenue targets
To achieve other business and non-financial objectives
To drive the Bank's strategy and franchise development
To ensure that the business is conducted in an operationally robust environment
To ensure compliance with regulations and controls as set by the Bank and external regulatory authorities

Our Ideal Candidate
Bachelor's or advanced degree in finance, business, information systems, computer science or related field.
CFA or equivalent professional certification preferred.
Licenses Requirement - Financial Advisory Representative or equivalent
Bank training; i.e. mandatory and developmental - role specific and regulatory/compliance bank wide specific
Extensive knowledge in Digital Assets financial market products especially in OTC derivatives across FX, IR and EQ.
Strong risk evaluation experience in OTC derivatives products
8+ years of experience in product management for digital asset solutions within banking, fintech, or institutional finance, with expertise in retail and wealth client segments.
Strong understanding of FX, IR, EQ derivatives and traditional financial markets, able to bridge conventional and digital asset domains.
Deep familiarity with global regulatory regimes, product suitability frameworks, client risk assessment, and digital asset processes (wallet management, AML/ Travel Rule (Satoshi test, digital signatures), cyber security requirements)
Experience managing complex integrations, service provider due diligence, and vendor management.
Expert knowledge in digital asset ecosystems, blockchain protocol, tokenization, custody, wallet architecture, payments, and cybersecurity.
Demonstrated success leading product launches and strategic improvements in digital assets and/or FX business, optimizing operational resilience and client experience.
Up-to-date understanding of regulatory compliance, AML practices, and information security standards in digital finance.

Role Specific Technical Competencies
Market Knowledge (SIF)
Product and Processes
Business Acumen
Business Markets
Regulatory Framework and Requirements (SIF)

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Recruitment Assessments

Some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers

Unlock job insights

Hirer responsiveness Salary match Number of applicants

The world's best international bank, leading the way in Asia, Africa and the Middle East Standard Chartered PLC, listed on both London and Hong Kong stock exchanges, ranks among the top 25 companies in the FTSE-100. The London-headquartered Group has operated for over 150 years in some of the world's most dynamic markets. Its income and profits have more than doubled over the last five years primarily as a result of organic growth and supplemented by acquisitions.

Standard Chartered aspires to be the best international bank for its customers across its markets. The Bank derives more than 90 per cent of its operating income and profits from Asia, Africa and the Middle East, generated from its Wholesale and Consumer Banking businesses. The Group has around 1,750 branches and outlets located in over 70 countries.

The extraordinary growth of its markets and businesses creates exciting and challenging international career opportunities. Leading by example to be the right partner for its stakeholders, the Group is committed to building a sustainable business over the long term and is trusted worldwide for upholding high standards of corporate governance, social responsibility, environmental protection and employee diversity. It employs 75,000 people, nearly half of who are women. The Group's employees are of 115 nationalities, of which 60 are represented among senior management.

Standard Chartered is an equal opportunity employer. We have a meritocratic culture where each individual employee is valued and respected for who they are as a person and for what they bring to the organisation. Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage.