Principal Product Manager - Compliance / AML / Risk Platform

Coins.ph; Hong Kong; Vor Ort; HKD 600.000 - 1.000.000; Vollzeit

Zusammenfassung

Coins.ph is seeking an experienced Senior Product Manager to own the AML/CFT and KYC onboarding platforms in a fintech/crypto context in Hong Kong. You will define risk scoring, partner with Compliance to translate regulations into scalable features, and build tools for transaction monitoring, sanctions screening, and SAR/STR reporting.

You will also lead cross-functional teams including Data Science, Engineering, and Risk Ops to balance risk with user experience.

Qualifikationen

• 5+ years of Product Management experience, fintech/payments/crypto.
• Strong understanding of AML/CFT frameworks.
• KYC/KYB processes and risk-based onboarding.
• Experience with transaction monitoring and compliance platforms.
• Ability to translate regulatory requirements into scalable product solutions.

Aufgaben

• Own the product roadmap for AML/CFT, monitoring, sanctions screening, and SAR/STR systems.
• Design risk scoring frameworks across onboarding and transactions.
• Partner with Compliance to translate BSP/AMLC regulations into features.
• Build/improve KYC onboarding flows (individual & business).
• Optimize CDD/EDD processes, including document verification and risk tiering.
• Balance conversion with compliance to reduce friction while managing risk.
• Define fraud detection strategies and collaborate on rules engines and alerts.
• Develop case management tools and real-time monitoring capabilities.
• Lead cross-functional initiatives with Compliance, Risk Ops, Data science, and Engineering.
• Bridge regulatory requirements with product implementation across platforms.

Kenntnisse

Product Management

AML/CFT knowledge

KYC/KYB processes

Transaction monitoring

Regulatory translation

Fintech/crypto domain

Tools

Chainalysis

TRM Labs

Elliptic

Onfido

Sumsub

Jumio

Jobbeschreibung

Responsibilities

Compliance & AML Platform

• Own the product roadmap for AML/CFT, transaction monitoring, sanctions screening, and suspicious activity reporting (SAR/STR) systems
• Design and optimize risk scoring frameworks across onboarding and transaction lifecycle
• Partner with Compliance to translate BSP / AMLC regulations into scalable product features

KYC & Onboarding

• Build and improve KYC/KYB onboarding flows (individual & business)
• Optimize CDD/EDD processes, including document verification, liveness checks, and risk tiering
• Balance conversion vs compliance (reduce friction without increasing risk)

Anti-Fraud & Risk Control

• Define and implement fraud detection strategies (account takeover, scams, mule accounts, etc.)
• Collaborate with data teams to develop rules engines, alerting systems, and case management tools
• Improve real-time monitoring capabilities for transactions and user behavior

Risk Platform & Tooling

• Build internal tools for:
  • Case management
  • Investigation workflows
  • Audit trails and reporting
• Integrate with external vendors (e.g., KYC providers, blockchain analytics, sanctions lists)

Cross-functional Leadership

• Work closely with:
  • Compliance / MLRO
  • Risk & Fraud Ops
  • Data Science / Analytics
  • Engineering
• Act as the bridge between regulatory requirements and product implementation

Requirements

Must to have

• 5+ years of Product Management experience, preferably in fintech, payments, or crypto
• Strong understanding of:
  • AML / CFT frameworks
  • KYC / KYB processes
  • Transaction monitoring
• Experience building or managing:
  • Risk engines / fraud systems / compliance platforms
• Familiarity with Philippines regulations (BSP / AMLC) or similar regulatory environments
• Ability to translate regulatory requirements into scalable product solutions

Nice to have

• Experience in crypto / blockchain / exchange platforms
• Knowledge of:
  • Fraud typologies (scams, mule accounts, phishing, etc.)
  • Sanctions screening & travel rule
• Experience with tools/vendors like:
  • Chainalysis / TRM / Elliptic
  • Onfido / Sumsub / Jumio
• Background in compliance, risk, or data analytics