Manager Unsecured Lending Portfolio - HK Business

HSBC Holdings plc; Hong Kong; On-site; HKD 600,000 - 1,000,000; Full time

Job summary

HSBC Holdings plc is seeking a Manager Unsecured Lending Portfolio in Hong Kong. You will drive initiatives to grow Card Lending and instalment portfolios and develop new lending solutions to improve customer borrowing experiences.

Analyze markets and customer needs to create differentiated initiatives that boost engagement and profitability, while tracking margins and costs and ensuring compliance with Group standards and audits.

Qualifications

• University degree holder, preferably majoring in Business Administration or a related discipline.
• Experience in credit cards or personal lending, or other banking products management with good understanding about product profitability dynamics.
• Sensitive to numbers and able to come up with actionable insights leveraging data & analytics, with proven experience in project management and implementation.
• Able to work with stakeholders from various functions and disciplines to drive business outcomes.
• Excellent problem solving and analytical skills with creative and critical thinking.

Responsibilities

• Drive and implement initiatives to grow Credit Card Instalments and other forms of Card Lending portfolios to foster sustainable and profitable growth.
• Develop and launch new solutions to enhance customer experience in borrowing.
• Analyze and understand the market and customers, determine customer segment requirements, and formulate effective and differentiated initiatives to increase engagement and profitability.
• Keep track and optimize Unsecured Lending portfolios margins and costs.
• Ensure regulatory, compliance to Group standards and audit directives are met.

Skills

Data analytics

Stakeholder management

Problem solving

Analytical thinking

Education

University degree

Job description

GCB 5

We are currently seeking a high calibre professional to join our team as Manager Unsecured Lending Portfolio

In this role you will:

• Drive and implement initiatives to grow Credit Card Instalments and other forms of Card Lending portfolios to foster sustainable and profitable growth
• Develop and launch new solutions to enhance customer experience in borrowing
• Analyze and understand the market and customers, determine customer segment requirements, and formulate effective and differentiated initiatives to increase engagement and profitability
• Keep track and optimize Unsecured Lending portfolios margins and costs
• Ensure regulatory, compliance to Group standards and audit directives are met

To be successful you will need:

• University degree holder, preferably majoring in Business Administration or a related discipline

• Working experience in credit cards or personal lending, or other banking products management with good understanding about product profitability dynamics
• Sensitive to numbers and able to come up with actionable insights leveraging on data & analytics, with proven experience in project management and implementation
• Able to work with stakeholders from various functions and disciplines to drive business outcomes
• Excellent problem solving and analytical skills with creative and critical thinking

Opening up a world of opportunity

www.hsbc.com/careers

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Issued by The Hongkong and Shanghai Banking Corporation Limited.