Manager, Asset and Liability Management

Industrial Bank Co., Ltd. Hong Kong Branch; Hong Kong; On-site; HKD 420,000 - 660,000; Full time

Job summary

Industrial Bank Co., Ltd. Hong Kong Branch seeks a disciplined finance professional to manage day-to-day balance sheet activities, optimizing profitability and minimizing risk.

You will collaborate with business units on ALM issues and ensure regulatory compliance. The role requires preparing ALCO packs, advising on balance sheet structure and pricing impact, supporting budgeting and liquidity management, and tackling HKMA or auditor inquiries with precision.

Qualifications

• University degree or above in Accounting, Finance or other related discipline.
• Min. 3 years of banking experience, preferably solid experience in Asset and Liability Management or Management Accounting.
• Member of HKICPA, ACCA, CPA (Aust) is a plus.

Responsibilities

• Manage the day-to-day balance sheet to optimize profitability and minimize risk.
• Collaborate closely with business units on ALM issues and ensure regulatory requirements are fully complied.
• Prepare ALCO pack and analysis paper to senior management.
• Advise ALCO on the optimal balance sheet structure and its impact on pricing strategies.
• Support in the budgeting control process.
• Develop, implement and manage the Funds Transfer Pricing policy and process to ensure the effectiveness of bank's pricing strategies.
• Maintain a sound liquidity risk management process by governing the liquidity metrics, measurement tools, risk control limits, early warning indicators, stress tests, contingency funding plan, recovery plan etc.
• Analyze Asset and Liability items with NII calculation in required dimension.
• Prepare meeting minute (i.e. ALCO meeting and FTP meeting).
• Capable to handle HKMA or Auditors request.
• Support finance related project to enhance Asset and Liability, Liquidity Management

Skills

Asset and Liability Management

Financial analysis

MS Excel

VBA

Bilingual English/Chinese

Education

Bachelor's degree in Accounting/Finance

Tools

MS Excel

VBA

Job description

• Manage the day-to-day balance sheet to optimize the profitability and minimize the risk
• Collaborate closely with business units on ALM issues and ensure the regulatory requirements are fully complied
• Prepare ALCO pack and analysis paper to senior management
• Advise ALCO on the optimal balance sheet structure and its impact on our pricing strategies
• Support in the budgeting control process
• Develop, implement and manage the Funds Transfer Pricing policy and process to ensure the effectiveness of bank's pricing strategies
• Maintain a sound liquidity risk management process by governing the liquidity metrics, measurement tools, risk control limits, early warning indicators, stress tests , contingency funding plan, recovery plan etc.
• Analyze Asset and Liability items with NII calculation in required dimension.
• Prepare meeting minute (i.e. ALCO meeting and FTP meeting)
• Capable to handle HKMA or Auditors request.
• Support finance related project to enhance Asset and Liability, Liquidity Management

Requirements:

• University degree or above in Accounting, Finance or other related discipline
• Min. 3 years of banking experience, preferably solid experience in Asset and Liability Management or Management Accounting
• Member of HKICPA, ACCA, CPA (Aust) is a plus
• Relevant professional qualifications such as CFA, FRM OR CSTMP will be preferred
• Strong analytical and problem solving mindset, attention to details and able to work independently
• Proficient in MS office applications
• Knowledge in VBA, R code will be preferred.
• Good command of written and spoken English and Chinese (preferably fluent in Mandarin)