Life Underwriting Assistant Manager/Senior Officer

Omni Group Asia Limited; Hong Kong Island; On-site; HKD 480,000 - 640,000; Full time

Job summary

Omni Group Asia Limited is seeking a Life Underwriting Assistant Manager/Senior Officer to perform risk assessment and underwriting for individual life insurance applications, ensuring decisions align with guidelines and risk appetite.

The role involves reviewing medical and financial information, providing technical underwriting support to distribution channels, and communicating decisions clearly to stakeholders.

Qualifications

• Bachelor’s degree in Insurance, Risk Management, Business, or related discipline.
• 3–8 years of underwriting experience in retail life insurance.
• Solid knowledge of life insurance products, underwriting principles, medical terminology, and regulatory requirements.
• Strong analytical skills with sound judgement and attention to detail.
• Good communication skills and ability to work with distribution partners and internal teams.
• Proficient in MS Office; experience with underwriting systems is an advantage.
• A responsible, proactive, and collaborative team player.

Responsibilities

• Perform risk assessment and underwriting for individual life insurance applications, ensuring decisions are aligned with company guidelines and risk appetite.
• Review medical, financial, and occupational information to determine appropriate underwriting actions and requirements.
• Provide technical underwriting support to distribution channels, including agents, brokers, and bancassurance partners.
• Communicate underwriting decisions clearly and professionally to internal and external stakeholders.
• Collaborate with Medical Advisors, Claims, Compliance, and Operations teams to resolve complex cases and ensure smooth workflow.
• Support underwriting guideline updates, process enhancements, and quality assurance initiatives.
• Participate in system enhancement projects, UAT testing, and workflow optimisation.
• Assist in coaching junior underwriters and contribute to team capability building.
• Prepare underwriting reports and analysis for management review.
• Handle ad‑hoc underwriting tasks as assigned.

Skills

Analytical skills

Communication skills

Attention to detail

Team collaboration

Education

Bachelor’s degree in Insurance/Risk Management/Business

Tools

MS Office

Underwriting systems

Job description

Life Underwriting Assistant Manager/Senior Officer

Perform risk assessment and underwriting for individual life insurance applications, ensuring decisions are aligned with company guidelines and risk appetite.

Review medical, financial, and occupational information to determine appropriate underwriting actions and requirements.

Provide technical underwriting support to distribution channels, including agents, brokers, and bancassurance partners.

Communicate underwriting decisions clearly and professionally to internal and external stakeholders.

Collaborate with Medical Advisors, Claims, Compliance, and Operations teams to resolve complex cases and ensure smooth workflow.

Support underwriting guideline updates, process enhancements, and quality assurance initiatives.

Participate in system enhancement projects, UAT testing, and workflow optimisation.

Assist in coaching junior underwriters and contribute to team capability building.

Prepare underwriting reports and analysis for management review.

Handle ad‑hoc underwriting tasks as assigned.

Requirements

• Bachelor’s degree in Insurance, Risk Management, Business, or related discipline.
• 3–8 years of underwriting experience in retail life insurance.
• Solid knowledge of life insurance products, underwriting principles, medical terminology, and regulatory requirements.
• Strong analytical skills with sound judgement and attention to detail.
• Good communication skills and ability to work with distribution partners and internal teams.
• Proficient in MS Office; experience with underwriting systems is an advantage.
• A responsible, proactive, and collaborative team player.