Liabilities Products Leader for Growth & Innovation

HSBC Holdings plc; Hong Kong Island; On-site; HKD 900,000 - 1,200,000; Full time

Job summary

HSBC Holdings plc is seeking a Manager Liabilities Products to lead the Liabilities Business for Wealth & Personal Banking. You will analyze deposits behavior, pricing strategies and develop new features to boost market competitiveness.

The role requires strong product, project and people management, plus strategic thinking and the ability to manage conflicting priorities under pressure. Collaborative work style and regulatory awareness are essential.

Qualifications

• University degree in a relevant discipline with relevant experience.
• Strong knowledge of the retail banking business, including regulatory environment and customer demands.
• Solid product, project and people management experience.
• Strategic thinker with customer-centric, analytical and innovative mindset.
• Proven ability to understand complex issues, manage conflicting priorities, and deliver pragmatic business oriented solutions.
• Highly motivated, able to work under pressure and collaborate with others.

Responsibilities

• Manage and grow the Liabilities Business for Wealth & Personal Banking to optimize profitable growth and achieve business targets.
• Conduct data analysis on deposits customer behavior and respective pricing strategy.
• Develop new products or features, support new journey launch and enhance service propositions related to deposit to increase market competitiveness.
• Support strategic development of Liabilities Business for long term sustainable growth.
• Support NII sensitivity and ALCO / Rate setting / Balance sheet management related issues.
• Adhere to regulatory requirements and internal guidelines for ongoing product governance and new product/service rollout.
• Oversights of service level quality and the resilience of end-to-end processes effectively to achieve high customer satisfaction and mitigate reputational and regulatory risk.

Skills

Retail Banking

Liabilities Management

Pricing Strategy

Data Analysis

Product Development

Stakeholder Management

Education

University degree in a relevant discipline

Job description

HSBC Holdings plc is seeking a Manager Liabilities Products to lead the Liabilities Business for Wealth & Personal Banking. You will analyze deposits behavior, pricing strategies and develop new features to boost market competitiveness.

The role requires strong product, project and people management, plus strategic thinking and the ability to manage conflicting priorities under pressure. Collaborative work style and regulatory awareness are essential.