HK AML Officer/Manager (Base in HK)

PhotonPay; Hong Kong; On-site; HKD 600,000 - 800,000; Full time

Job summary

PhotonDance (Hong Kong) Limited, a wholly owned subsidiary of PhotonPay Group, is seeking an experienced AML Officer to lead their Hong Kong compliance program. You will design and implement risk-based AML/CFT controls, monitor ongoing compliance, and report suspicious activities to authorities as required.

The role requires 5+ years in AML/CFT, CO/MLRO experience, and strong English and Chinese communication skills.

Qualifications

• Bachelor’s degree in Accounting, Business, Finance or related discipline.
• CAMS/ICA certification is desirable.
• At least 5 years of AML/CFT or similar control experience.
• Experience as Compliance Officer or MLRO is preferred.
• Experience liaising with HK regulatory bodies is desirable.

Responsibilities

• Support the Head of Compliance in establishing and implementing a risk-based AML/CFT programme for the Hong Kong market.
• Design, develop, and conduct regular reviews and updates of compliance policies and procedures.
• Investigate suspected non-compliance incidents and unusual or suspicious activities.
• Identify, investigate, escalate, and report suspicious transactions within statutory timeframes.
• Assist with internal audits, regulatory inspections, and remediation tracking.
• Drive cross-functional initiatives to enhance the enterprise-wide compliance framework.
• Collaborate with product, IT, operations, legal, risk control, and finance teams.

Skills

Regulatory knowledge

Communication skills

Multitasking

Proactive mindset

Fluent English

Fluent Chinese

Education

Bachelor’s degree in Accounting, Business, Finance

CAMS/ICA certification (desirable)

Job description

• Support the Head of Compliance
• Bachelor’s degree in Accounting, Business, Finance
• Design, develop, and conduct regular reviews

Who are we and What we do?

PhotonPay Group was established in 2015 and is headquartered in Hong Kong, with offices in Shenzhen, Shanghai, Hangzhou, the United States, the United Kingdom, Poland, Canada, and Singapore. PhotonPay Group offers payment solutions to businesses, with products that include global accounts, card issuing, online payments, payouts, foreign exchange management, and embedded finance. More information about PhotonPay Group can be found from its website - https://www.photonpay.com/en/.

Photon Dance (Hong Kong) Limited (or the Company) is a wholly-owned subsidiary of PhotonPay Group and holds MSO license with Hong Kong Customs and Excise Department (C&ED).

Now the Company is hiring an experienced AML officer responsible for its business operation in Hong Kong.

What kinds of people are we looking for?

Job Responsibilities

• Support the Head of Compliance in establishing and implementing a robust, risk-based compliance and anti-money laundering/counter-terrorist financing (AML/CFT) programme tailored to the Hong Kong market, ensuring full compliance with all applicable local laws, regulatory requirements, and internal policies;
• Design, develop, and conduct regular reviews and updates of compliance policies and procedures to ensure alignment with the latest legislative amendments, regulatory expectations, and industry best practices. Ensure all compliance documentation is up to date, well-structured, and readily accessible to relevant departments;
• Conduct comprehensive investigations into suspected non-compliance incidents and unusual or suspicious activities, leveraging structured financial and transactional data to identify anomalies, trace root causes, and mitigate potential compliance risks;
• Identify, investigate, escalation, and, where appropriate, report suspicious transactions to relevant regulatory or law enforcement authorities in strict accordance with statutory timeframes and applicable legal and regulatory frameworks, including the Anti-Money Laundering and Counter-Terrorist Financing Ordinance in Hong Kong;
• Assist with internal audits, independent reviews, regulatory inspections, control testing, remediation tracking, and validation of the effectiveness of AML/CFT systems and controls;
• Drive cross-functional strategic initiatives aimed at enhancing the enterprise-wide compliance infrastructure, and liaise closely with local and international teams to address cross-jurisdictional compliance issues and ensure consistent governance across the global business;
• Work closely with product, IT, operations, legal, risk control, finance, and business teams to embed AML/CFT requirements into systems, workflows, customer journeys, and operational procedures.

Requirements

• Bachelor’s degree in Accounting, Business, Finance, or a related discipline, or equivalent work experience. Professional certifications in compliance or AML, such as CAMS/ICA, are highly desirable.
• At least 5 years of relevant experience in AML/CFT, or a similar control function.
• Experience acting as a Compliance Officer (CO) and/or Money Laundering Reporting Officer (MLRO) is highly preferred.
• Experience liaising with the Hong Kong Customs and Excise Department (HK C&ED), Securities and Futures Commission (SFC), or Hong Kong Monetary Authority (HKMA) is desirable.
• Strong regulatory and compliance knowledge, with the ability to interpret regulatory requirements and apply them to business operations.
• Knowledge of fintech, payment institutions, payment systems, and related legal and regulatory requirements in Hong Kong, together with some familiarity with regulatory frameworks in Europe and the United States.
• Knowledge of stablecoins and Web3 payments would be an advantage.
• Ability to multitask effectively and work as a team player with strong communication skills.
• Proactive, results-driven, and able to take ownership of assigned work.
• Fluent in English and Chinese, with strong document-drafting skills in both languages.