合規經理

Chung Yick Tung Finance Technology Limited; Hong Kong; Sur place; HKD 900 000 - 1 500 000; Plein temps

Avantages offerts par ce poste

Five-day work week

Medical and dental insurance

Professional development and training

Fast-track career progression

Résumé du poste

Chung Yick Tung Finance Technology Limited in Hong Kong seeks a designated Compliance Officer under the MLO licence to ensure full compliance with Cap. 163 and AMLO, and to lead the compliance management system from the ground up.

You will liaise with regulators, monitor changes, manage licence renewals, and implement KYB procedures for partner channels while overseeing daily compliance operations in a fast-paced fintech environment.

Qualifications

• Bachelor's degree in Law, Finance, Accounting, Business Administration, or related disciplines.
• Minimum 5 years of compliance/AML/risk management experience, fintech exposure preferred.
• Deep understanding of Money Lenders Ordinance (Cap. 163) and AMLO requirements.
• Familiarity with HKMA guidelines for licensed digital banks and card payment schemes.
• Excellent written and spoken English and Chinese (Cantonese and Putonghua).
• Strong regulatory communication and cross-functional coordination abilities.

Responsabilités

• Serve as the designated Compliance Officer under the MLO licence, ensuring full compliance with the Money Lenders Ordinance (Cap. 163), the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO), and related licensing conditions
• Act as the primary liaison with regulatory authorities, including the Companies Registry (Money Lenders Registry), Hong Kong Police Force, and the Licensing Court
• Monitor and interpret regulatory changes, assess their impact on business operations, and adjust compliance strategies in a timely manner
• Oversee the annual renewal applications and related filings for the MLO licence, ensuring continuous validity of the licence
• Establish and maintain a channel compliance management framework for card issuance business, covering compliance review of partner digital banks (virtual banks), card schemes (Visa/Mastercard/UnionPay), and payment service providers
• Develop and implement Know-Your-Business (KYB) procedures for partner channels, ensuring all digital bank and payment partners pass fit-and-proper assessments and AML compliance evaluations
• Oversee the ongoing compliance performance of partner channels, conduct regular channel compliance reviews and risk assessments, and identify and address compliance issues in a timely manner
• Develop and maintain the Compliance Policy and Procedure Manual, covering AML/CFT, Customer Due Diligence (CDD), transaction monitoring, Suspicious Transaction Reporting (STR), and other core areas
• Design and implement a risk-based compliance control framework, including customer risk rating systems, transaction monitoring rules, and compliance audit mechanisms
• Oversee daily compliance operations, including customer onboarding reviews, transaction monitoring, suspicious activity investigations, and submission of suspicious transaction reports to the Joint Financial Intelligence Unit (JFIU)

Connaissances

Regulatory communication

Cross-functional coordination

AML knowledge

Formation

Bachelor's degree or above in Law, Finance, Accounting, Business Administration, or related disciplines

Description du poste

Serve as the designated Compliance Officer under the MLO licence, ensuring full compliance with the Money Lenders Ordinance (Cap. 163), the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO), and related licensing conditions. Act as the primary liaison with regulatory authorities and build and continuously enhance the Company's compliance management system from ground up.

Key responsibilities

Serve as the designated Compliance Officer under the MLO licence, ensuring full compliance with the Money Lenders Ordinance (Cap. 163), the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO), and related licensing conditions

Act as the primary liaison with regulatory authorities, including the Companies Registry (Money Lenders Registry), Hong Kong Police Force, and the Licensing Court

Monitor and interpret regulatory changes, assess their impact on business operations, and adjust compliance strategies in a timely manner

Oversee the annual renewal applications and related filings for the MLO licence, ensuring continuous validity of the licence

Establish and maintain a channel compliance management framework for card issuance business, covering compliance review of partner digital banks (virtual banks), card schemes (Visa/Mastercard/UnionPay), and payment service providers

Develop and implement Know-Your-Business (KYB) procedures for partner channels, ensuring all digital bank and payment partners pass fit-and-proper assessments and AML compliance evaluations

Oversee the ongoing compliance performance of partner channels, conduct regular channel compliance reviews and risk assessments, and identify and address compliance issues in a timely manner

Develop and maintain the Compliance Policy and Procedure Manual, covering AML/CFT, Customer Due Diligence (CDD), transaction monitoring, Suspicious Transaction Reporting (STR), and other core areas

Design and implement a risk-based compliance control framework, including customer risk rating systems, transaction monitoring rules, and compliance audit mechanisms

Oversee daily compliance operations, including customer onboarding reviews, transaction monitoring, suspicious activity investigations, and submission of suspicious transaction reports to the Joint Financial Intelligence Unit (JFIU)

About you

Bachelor's degree or above in Law, Finance, Accounting, Business Administration, or related disciplines

Minimum 5 years of relevant experience in compliance, AML, or risk management, with at least 3 years in fintech, payment services, card issuance, or licensed money lending

Deep understanding of the Money Lenders Ordinance (Cap. 163), the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO), and related licensing conditions

Familiarity with the HKMA's regulatory framework for licensed digital banks (virtual banks)—the Guideline on Authorization of Digital Banks and the Banking Ordinance requirements

Familiarity with card scheme (Visa/Mastercard/UnionPay) compliance requirements and payment industry best practices

Proven ability in AML/CFT framework design, CDD/KYB procedure development, and compliance manual writing

Excellent command of both written and spoken English and Chinese (Cantonese and Putonghua)

Strong regulatory communication and cross-functional coordination skills

Meticulous, principle-driven, and able to uphold compliance standards in complex environments

Self-motivated and able to drive compliance initiatives independently in a fast-paced environment

5-day work week

Medical and dental insurance coverage

Professional development and training opportunities

Fast-track career progression in a high-growth fintech environment