Credit Risk Trainee (One Year Contract)

Crédit Agricole SA; Hong Kong; On-site; HKD 134,000 - 201,000; Part time

Job summary

The Credit Risk Trainee at Crédit Agricole SA will focus on preparing credit risk reports and simple credit analysis for financial institutions, supporting industry research and data mining for risk insights.

You will assist in evaluating credit risk of new business and perform periodic reviews of existing clients and portfolios. The one-year trainee program can extend up to two years depending on performance and business needs.

Qualifications

• Bachelor degree or equivalent.
• 0-2 years of experience in banking or finance.
• Knowledge of risk management is a plus.
• Knowledge of AI tools is a plus.

Responsibilities

• Prepare regular and ad hoc statistical and analysis reports for the team and head of FSP AP.
• Assist in financial analysis of FI counterparties, including CAMEL analysis and financial statement review.
• Gather external ratings from S&P, Moody's and Fitch for the team.
• Prepare reports for FSP AP such as late rating reports and annual review schedules.
• Track and update monthly reports for the FSP AP team such as NAV reports for funds.
• Assist in preparing ad hoc requests and reports.
• Maintain accurate credit files and documentation.
• Ensure high quality credit risk information for Credit Committees.

Skills

Writing skills

Excel skills

Analytical skills

Attention to detail

Team player

Education

Bachelor Degree / BSc Degree or equivalent

Job description

Types of Jobs - Sales / Customer Service

Job title

Credit Risk Trainee (One Year Contract)

Contract type

Internship/Trainee

Job summary

Summary

The Credit Risk trainee will primarily be responsible for preparing credit risk reports and simple credit analysis for financial institutions, as well as providing research on industry, sector and credit risk data mining.

The trainee will become a value added RPC FSP AP member by assisting the team to evaluate the credit risk of new business/ the periodic risk review of existing clients and portfolio review.

The ideal candidate should complete the graduation requirement by Dec 2026 and is available to start the position from Dec 2026/ Jan 2027 onwards. Trainee program is one year to begin with and possible for extension up to 2 years in total, subject to performance and business needs.

Key Responsibilities

• Prepare regular and ad hoc statistical and analysis reports for the team and head of FSP AP
• Assisting in conducting financial analysis of existing FI counterparties, such as CAMEL analysis on banks, financial statement analysis in order to assess creditworthiness and credit profile on FI counterparties.
• Gathering external rating from rating agency such as S&P, Moody and Fitch for the team
• Prepare relevant reports for the FSP AP team such as late rating reports, rating review and annual review schedule
• Tracking and update monthly reports for the FSP AP team such as monthly NAV report for funds
• Assisting in preparing ad hoc requests and reports
• Maintaining accurate and up-to-date credit files and documentation
• Ensure good quality of credit risk management information presented to Credit Committees ensuring consistency, quality, and objectivity of presentation.

In accordance with the Mandatory Reference Checking (MRC) Scheme implemented by the Hong Kong Monetary Authority (HKMA), a successful candidate for an In-Scope Position who has held a position with an In-Scope Institution in the past 7 years will be subject to a mandatory reference check. For more details, please refer to Mandatory Reference Checking Scheme Phase 2 | The Hong Kong Association of Banks.

Personal data provided by job applicants will be used strictly in accordance with the employer's personal data policies, a copy of which will be provided immediately upon request.

Geographical area

Asia, Hong Kong

City

HONG KONG

Bachelor Degree / BSc Degree or equivalent

Level of minimal experience

0-2 years

Experience

• Experience in the banking or finance industry with knowledge in risk management a plus
• Knowledge and experiences with AI tool is a plus.

Required skills

• Good writing skills and excel skills
• Good analytical skills and attention to detail
• Good team player and ability to work under pressure in meeting deadlines.

Technical skills required

• Proficiency in financial analysis and accounting principles
• Knowledge of credit risk assessment and evaluation techniques is a plus

Languages

Fluent in written and spoken English. Chinese is preferable but not mandatory.

Entity

About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)

Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group, the 10th largest banking group in the world.

We support major companies and financial institutions in their development and the financing of their projects.

As pioneers in responsible finance, social and environmental commitments are at the heart of our activities.

Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy.

We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations.

Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered.

By working every day in the interest of society, Crédit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations.

All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences.

Ready to take part in our mission?

By balance sheet size - The Banker, Juillet 2025