Credit Risk Trainee (One Year Contract)

CA CIB; Hong Kong; On-site; HKD 180,000 - 240,000; Full time

Job summary

CA CIB in Hong Kong seeks a Credit Risk Trainee to prepare credit risk reports and perform simple credit analysis for financial institutions. You will research industry and credit risk data, support portfolio reviews, and contribute to risk assessments under HKMA guidelines.

The program lasts one year with possible extension up to two years, starting Dec 2026 or Jan 2027, and requires a bachelor degree in accounting/finance with less than 12 months post-graduation experience.

Qualifications

• Bachelor Degree / BSc Degree or equivalent.
• University graduate majoring in accounting, business administration or finance.

Responsibilities

• Prepare regular and ad hoc statistical and analysis reports for the team and head of FSP AP.
• Conduct financial analysis of FI counterparties, CAMEL analysis, and financial statement reviews to assess creditworthiness.
• Gather external ratings from agencies (S&P, Moody's, Fitch) for the team.
• Prepare reports for FSP AP such as late rating reports, rating reviews and annual reviews.
• Track monthly NAV reports for funds and update monthly dashboards.
• Assist in ad hoc requests and reports and maintain up-to-date credit files.
• Present high-quality credit risk information to Credit Committees with consistency and objectivity.

Skills

Good writing

Excel

Analytical

Attention to detail

Communication

Team player

Work under pressure

Education

Bachelor degree/BSc

Accounting/Finance major

Tools

Financial analysis software

Job description

General information

Job description

Business type

Types of Jobs - Sales / Customer Service

Job summary

Summary

The Credit Risk trainee will primarily be responsible for preparing credit risk reports and simple credit analysis for financial institutions, as well as providing research on industry, sector and credit risk data mining.

The trainee will becomea value added RPC FSP AP member by assisting the team to evaluate the credit risk of new business/ the periodic risk review of existing clients and portfolio review.

The ideal candidate should complete the graduation requirement by Dec 2026 and is available to start the position from Dec 2026/ Jan 2027 onwards. Trainee program is one year to begin with and possible for extension up to 2 years in total, subject to performance and business needs.

Key Responsibilities

• Prepare regular and ad hoc statistical and analysis reports for the team and head of FSP AP

• Assisting in conducting financial analysis of existing FI counterparties, such as CAMEL analysis on banks, financial statement analysis in order to assess creditworthiness and credit profile on FI counterparties.

• Gathering external rating from rating agency such as S&P, Moody and Fitch for the team

• Prepare relevant reports for the FSP AP team such as late rating reports, rating review and annual review schedule

• Tracking and update monthly reports for the FSP AP team such as monthly NAV report for funds

• Assisting in preparing ad hoc requests and reports

• Maintaining accurate and up-to-date credit files and documentation

• Ensure good quality of credit risk management information presented to Credit Committees ensuring consistency, quality, and objectivity of presentation.

In accordance with the Mandatory Reference Checking (MRC) Scheme implemented by the Hong Kong Monetary Authority (HKMA), a successful candidate for an In-Scope Position who has held a position with an In-Scope Institution in the past 7 years will be subject to a mandatory reference check. For more details, please refer to .

Personal data provided by job applicants will be used strictly in accordance with the employer's personal data policies, a copy of which will be provided immediately upon request.

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Position location

Geographical area

Asia, Hong Kong

Candidate criteria

Minimal education level

Bachelor Degree / BSc Degree or equivalent

Academic qualification / Speciality

• University graduate majoring in accounting, business administration or finance, with less than 12 months full time experiences after graduation

Experience

• Experience in the banking or finance industry with knowledge in risk management a plus
• Knowledge and experiences with AI tool is a plus.

Required skills

• Good writing skills and excel skills

• Good analytical skills and attention to detail

• Good communication skills

• Good team player and ability to work under pressure in meeting deadlines.

Technical skills required

• Proficiency in financial analysis and accounting principles

• Knowledge of credit risk assessment and evaluation techniques is a plus

Languages

Fluent in written and spoken English. Chinese is preferable but not mandatory.