Credit Risk & Modelling Specialist

Kriteria Ratings Limited

Hong Kong

On-site

HKD 320,000 - 520,000

Full time

14 days+

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Job summary

Kriteria Ratings Limited in Hong Kong is seeking a Credit Analyst with approximately three years of relevant experience. The role blends fundamental financial analysis with quantitative modelling and credit research to support rating decisions and ongoing monitoring.

You will build and review financial models, assess borrowers and collateral, develop credit conclusions, and contribute to surveillance. Strong English and Chinese writing, rigorous data analysis and attention to detail are

Qualifications

Bachelor's degree in finance, accounting, economics or a related field.
Approximately three years of relevant experience in financial analysis, credit analysis or risk modelling.
Strong understanding of financial statements and their interrelationships.
Excellent written and verbal communication in English and Chinese.

Responsibilities

Analyse the financial performance, cash flow, capital structure, liquidity and debt-servicing capacity of borrowers and entities.
Review financial statements, audit reports and financing documents.
Build and maintain financial and cash-flow models; conduct scenario testing.
Develop rating recommendations and contribute to surveillance updates.
Support monitoring by identifying material credit developments and early-warning indicators.