Credit Risk Manager

Acts Consulting Co. 毅知顧問公司; Hong Kong; On-site; HKD 500,000 - 900,000; Full time

Job summary

Acts Consulting Co. 毅知顧問公司 is seeking a Credit Risk Manager to lead credit assessment, analysis and portfolio reviews.

The role involves site visits with Business Development Managers, analysis of industries and markets, and implementing risk management workflows in alignment with policies. The ideal candidate has a degree in Business/Finance/Accountancy with 3+ years in front-line lending and back-office credit risk, plus strong English and Mandarin communication skills.

Qualifications

• Degree in Business/Finance/Accountancy with at least 3 years of relevant experience comprised of both front-line capital lending and back office credit risk for SME lending background and experience.
• Front line and back office experience are amust.
• Preferably have private lending experience.
• Has personal interest in financial markets and analysis; able to digest financial statement to form an informed analysis of an entity’s financial health.
• Strong interpersonal skills.
• Excellent communication skills.
• Bilingual in English and Mandarin, able to type in both languages as well.
• Good understanding of the economy and business environment.
• Interested in beingLicense Holder.

Responsibilities

• Perform credit assessment of our clients.
• Perform credit analysis & review for new & existing loan portfolios.
• Perform site visits with Business Development Managers and make recommendations for loan acceptance/rejection to management.
• Perform loan portfolio analysis, industry analysis & market comparison studies.
• Work closely with all departments to implement workflows and systems in accordance with business strategies & policies relating to credit risk management.
• Ensure compliance with internal and external audit requirements and local regulatory requirements are met.

Skills

Front line credit risk

Back office credit risk

Financial statement analysis

Interpersonal skills

Communication skills

Bilingual English Mandarin

License holder interest

Education

Degree in Business/Finance/Accountancy

Job description

Credit Risk Manager

Dynamic working enviornment / Innovative management team

Job Description

• Perform credit assessmentof our clients

• Perform credit analysis & reviewfor new & existing loan portfolios

• Perform site visits with Business Development Managers& make recommendations for loan acceptance/rejection to management

• Perform loan portfolio analysis, industry analysis & market comparison studies.

• Work closely with all departments to implement workflows and systems in accordance with business strategies & policies relating to credit risk management.

• Ensure compliance with internal and external audit requirements and local regulatory requirements are met.

Requirements

• Degree in Business/Finance/Accountancy with at least 3 years of relevant experience comprised of both front-line capital lending and back office credit risk for SME lending background and experience.

• Front line and back office experience are amust.

• Preferably have private lending experience.

• Has personal interest in financial markets and analysis; able to digest financial statement to form an informed analysis of an entity’s financial health.

• Strong interpersonal skills.

• Excellent communication skills.

• Bilingual in English and Mandarin, able to type in both languages as well.

• Good understanding of the economy and business environment.

• Interested in beingLicense Holder.

Attractive remuneration package