Credit Management Manager

HKT; Hong Kong; On-site; HKD 900,000 - 1,200,000; Full time

Job summary

HKT is seeking an experienced Senior Credit Manager to minimize credit risk by shaping policy and leading daily credit operations. You will oversee receivables, produce MIS reports, and act on high-risk accounts to protect the company’s financial health.

Role requires strong financial analysis skills, leadership, and excellent negotiation capabilities. Collaboration with Sales, Marketing, IT, and Finance is essential to align credit policy with market needs and drive efficiency.

Qualifications

• 10+ years of total experience in finance, with at least 3 years in a similar credit role.
• Strong ability to interpret financial statements and assess creditworthiness.
• Proactive leadership with excellent communication and negotiation skills.

Responsibilities

• Plan and take proactive actions to minimize company credit risk by formulating credit policy and guidelines.
• Lead a team of staff to carry out daily credit operations and accounts receivables management.
• Prepare MIS reports and statistics identifying high risk accounts and take immediate credit actions.
• Liaise with Sales Team in resolving disputes and outstanding accounts.
• Work with internal parties such as Product Marketing and IT teams to enhance mainframes and related systems.
• Identify areas of improvement and make changes to improve service level and productivity through office automation.
• Review internal and external environments to recommend to management an effective corporate credit policy.

Skills

Credit risk

Financial analysis

Leadership

Negotiation skills

Interpersonal skills

System implementation

Education

Bachelor's degree in Business/Finance

Professional accounting qualification (CPA/HKICPA/ACCA/CFA) preferred

Tools

Mainframe systems

ERP/Accounting software

Job description

Your Role:

• To plan and take proactive actions to minimize company credit risk by formulating credit policy and setting up procedures and guidelines


• To lead a team of staff to carry out daily credit operations and accounts receivables management


• To prepare MIS reports and statistics identifying high risk accounts and to take immediate credit actions in order to minimize bad debts


• To liaise with Sales Team in resolving disputes and outstanding accounts


• To work with internal parties, such as Product Marketing and IT teams to enhance the mainframes and related systems so as to cope with the market changes and customer needs


• To identify areas of improvement and to make changes to improve the service level, and to increase productivity through office automation


• To review from time to time the internal and external environments to recommend to management an effective corporate credit policy

To succeed in this role:

• University Degree in Business Administration, Accounting, Finance or related discipline


• Professional accounting or finance qualification preferred, such as CPA, HKICPA, ACCA, CFA, or equivalent


• Minimum 10 years' solid experience in which at least 3 years in similar capacity


• Strong accounting and financial analysis knowledge, with the ability to interpret financial statements, assess creditworthiness, and evaluate financial risks


• Strong leadership, proactive, enthusiastic


• Strong analytical mind and sensitive to market/economic environment


• Excellent interpersonal and negotiation skills


• Excellent people management skill


• Preferably having solid exposure to system implementation / conversion