Senior Credit Manager, Corporate Credit (FinTech)

All Star Agency; Hong Kong; On-site; HKD 900,000 - 1,300,000; Full time

Job summary

All Star Agency in Hong Kong is seeking a Senior Credit Manager to join the Corporate Credit team, responsible for end-to-end credit analysis and preparing credit applications across a diverse loan portfolio. You will collaborate with Relationship Managers to provide timely risk advisory support for sound credit decisions.

The ideal candidate has 7+ years of credit analysis experience across large corporates, with knowledge of structured products and trade finance, and strong English and Chinese

Qualifications

• 7+ years of solid credit analysis experience across large corporates and diverse lending products.
• Knowledge of structured products and trade finance is a strong plus.
• University degree in Accounting, Business, Finance, or Economics; MBA preferred.

Responsibilities

• Prepare new and renewal credit applications with cash flow analysis, sensitivity testing, and scenario planning.
• Partner with Relationship Managers to provide timely credit and risk advisory support.
• Support client-facing activities and assist relationship management from a credit analysis standpoint.
• Conduct daily portfolio monitoring, including performance tracking and forward-looking risk assessments.
• Review loan documentation to confirm alignment with internal credit standards and regulatory requirements.
• Contribute to the enhancement of credit frameworks, systems, and policy infrastructure.
• Support regulatory audits and engagements with HKMA and auditors.
• Collaborate with Marketing Units on transaction structuring and portfolio monitoring.

Skills

Credit analysis

Client-facing

Risk advisory

Communication

Education

University degree in Accounting, Business, Finance, or Economics

MBA

Job description

Overview

With a continued growth in the region, a FinTech is seeking to hire a Senior Credit Manager, to join the Corporate Credit team to be responsible for end-to-end credit analysis and prepare credit applications across a diverse corporate loan portfolio. This role combines rigorous financial analysis with hands-on collaboration with business teams to support sound, profitable growth.

Key Responsibilities:

• Prepare and new and renewal credit applications, incorporating cash flow analysis, sensitivity testing, and scenario planning
• Partner with Relationship Managers from the Corporate Origination to provide timely, actionable credit and risk advisory support
• Support client-facing activities alongside core credit responsibilities; participating in client meetings, calls, and site visits as needed, and working closely with Corporate Banking Dept to assist relationship management and business origination from a credit analysis standpoint
• Conduct daily portfolio monitoring, including performance tracking and forward-looking risk assessments
• Ensure credit policies and grading systems remain responsive to evolving market conditions and emerging risks
• Review loan documentation to confirm alignment with internal credit standards and regulatory requirements
• Contribute to the ongoing enhancement of the Bank's credit frameworks, systems, and policy infrastructure
• Support regulatory and internal audits, including engagements with HKMA, and internal/external auditors
• Collaborate with Marketing Units on transaction structuring and portfolio monitoring, ensuring adherence to risk appetite and regulatory guidelines
• Evaluate banking solutions across bank's full product platform—including lending, structured finance, treasury products, and trade/structured transactions such as ARP—by analyzing deal structures and associated credit risks from a credit perspective

What We're Looking For:

• University degree in Accounting, Business, Finance, or Economics; MBA preferred
• 7+ years of solid credit analysis experience, covering large corporates and diverse lending products
• Knowledge of structured products and trade finance is a strong plus
• Client-facing or relationship management experience is advantageous
• Excellent communication, interpersonal, and presentation skills in English and Chinese