Collection Manager

Gravitas Recruitment Group Hong Kong; Hong Kong; In loco; HKD 600.000 - 900.000; Tempo pieno

Descrizione del lavoro

Gravitas Recruitment Group Hong Kong is seeking a seasoned Credit Analyst to regularly evaluate loan portfolios, conduct client reviews, and design restructuring for overdue accounts. You will coordinate with Relationship Managers to address defaults, renegotiate terms, and implement loss-minimizing strategies across commercial lending.

Fluent Putonghua with strong English and Chinese proficiency is required.

Competenze

• University degree in Finance, Accounting, Business Administration, or an equivalent relevant field.
• At least 5 years of dedicated credit evaluation experience within banking or financial institutions.
• Ability to analyze complex data, draft structured reports, and exercise sound credit judgment.
• Detail-oriented, self-driven, with strong risk management skills.
• Fully bilingual in Putonghua with high proficiency in English and Chinese.

Mansioni

• Regularly evaluate active loan portfolios to catch early signals of financial stress.
• Conduct scheduled reviews of client financial records and covenant terms to ensure ongoing contractual compliance.
• Design and execute tailored restructuring arrangements for overdue accounts, including renegotiating repayment schedules and extending loan durations.
• Reach out proactively to clients via phone, email, and mail to address past-due statuses and coordinate debt settlement options.
• Partner with Relationship Managers and borrowers to pinpoint the core drivers of default and build practical, loss-minimizing solutions.
• Review collection trends and propose operational refinements to boost recovery performance and efficiency.
• Keep precise, audit-compliant logs of all client dialogues, agreed payment timelines, and recovery milestones.

Conoscenze

Credit analysis

Financial analysis

Report writing

Communication

Risk management

Formazione

Bachelor's degree in Finance or related field

Descrizione del lavoro

Primary Duties:

• Regularly evaluate active loan portfolios to catch early signals of financial stress, such as delayed payments or declining business turnover.
• Conduct scheduled reviews of client financial records and covenant terms to ensure ongoing contractual compliance.
• Design and execute tailored restructuring arrangements for overdue accounts, which include renegotiating repayment schedules and extending loan durations.
• Reach out proactively to clients via phone, email, and mail to address past-due statuses and coordinate debt settlement options.
• Partner with Relationship Managers and borrowers to pinpoint the core drivers of default and build practical, loss-minimizing solutions.
• Review collection trends and propose operational refinements to boost recovery performance and efficiency.
• Keep precise, audit-compliant logs of all client dialogues, agreed payment timelines, and recovery milestones.

Professional Qualifications:

• University degree in Finance, Accounting, Business Administration, or an equivalent relevant field.
• At least 5 years of dedicated credit evaluation experience gained within established banking or financial institutions, with a strong background in commercial lending, debt recovery, or credit collections.
• Proven ability to analyze complex data, draft structured reports, and exercise sound, independent credit judgment.
• Detail-oriented and self-driven team member with exceptional interpersonal skills and a rigorous approach to risk management.
• Fully bilingual in Putonghua, with a high level of written and verbal proficiency in both English and Chinese.