Associate, Structured Banking

HSBC; Hong Kong; On-site; HKD 540,000 - 780,000; Full time

Job summary

HSBC in Hong Kong is seeking an Associate, Structured Banking to support debt financing transactions from origination to execution. You will assess financial statements, build models, and apply rigorous due diligence to craft effective structures.

This role requires strong English and Mandarin communication, plus proficiency in Excel and PowerPoint, and a collaborative client‑facing mindset.

Qualifications

• Solid corporate finance foundations and modelling.
• Experience in credit risk analysis and deal origination.
• Strong communication with clients and teams.

Responsibilities

• Support sustainable revenue growth through debt structuring.
• Assist Deal Captains with origination and execution of debt financing across pitching, structuring, negotiation, and legal docs.
• Identify and manage risks with due diligence and financial modelling.
• Collaborate with Commercial Banking and Corporate & Institutional Banking to deliver holistic solutions.
• Contribute to the credit approval process at all stages, identifying key risks.
• Engage with clients and stakeholders to support transaction execution.
• Ensure adherence to risk standards and local procedures.

Skills

Financial modelling

Credit risk analysis

Deal origination

Client negotiation

Interpersonal skills

English & Mandarin

Education

Regulatory certificates

Tools

Excel

PowerPoint

Job description

We are currently seeking a high calibre professional to join our team as aAssociate, Structured Banking.

In This Role You Will

• Support sustainable revenue growth through understanding customer needs and by adopting a solution-based approach to debt structuring
• Support Deal Captains in the team with the origination and execution of debt financing transactions, across pitching, structuring, negotiation, credit approval and legal documentation alongside legal counsel.
• Effectively identify and manage the risks associated with more complex lending through comprehensive due diligence, including financial modelling, and appropriate transaction structuring
• Collaborate with other Commercial Banking product areas and Corporate and Institutional Banking to deliver holistic solutions to clients
• Contribute to a comprehensive and efficient credit approval process at the various stages, ensuring all key risks have been identified and thoroughly considered
• Selective engagement with clients and other key stakeholders to support the transaction execution process
• Ensure adherence to all applicable operational risk standards and policies, reporting any breaches in accordance with local procedures

To Be Successful You Will Need

• Strong understanding of the HSBC Commercial Banking products and how they are evolving to support our clients
• Solid corporate finance technical foundations spanning financial modelling, credit risk analysis, legal documentation and deal origination / pitching
• Deep understanding of the 3 core financial statements and how to interpret them
• Familiarity with LMA / APLMA legal documentation, including term sheets
• Experience in customer facing roles, including evidence of negotiating with clients to deliver mutually satisfactory outcomes
• Demonstrable experience in growing revenue through providing tailored solutions, and increasing new business
• Sound interpersonal and communication skills, both written and verbal
• Keen interest in acquiring new relevant knowledge and innovating for growth
• Holding relevant certificates as required by local regulatory bodies
• Excellent spoken and written English and Mandarin
• Fluency in Cantonese is preferred
• Strong proficiency in Microsoft Excel and PowerPoint essential