Assistant Product Manager, Life Insurance

Morgan McKinley; Hong Kong; Presencial; HKD 600 000 - 900 000; Tempo integral

Resumo da oferta

Morgan McKinley in Hong Kong seeks a senior product professional to drive end-to-end development of life insurance products. The role covers ideation, design, testing, and market introductions across agency networks, bancassurance, and online platforms.

You will coordinate with actuarial, pricing, underwriting, claims, IT, and legal teams to ensure governance, regulatory filings, and smooth onboarding. Fluent Cantonese and English is essential.

Qualificações

• Bachelor's degree in a relevant field.
• Minimum 5 years of experience in life insurance products.
• Strong analytical skills.
• Fluent Cantonese and English.

Responsabilidades

• Drive product lifecycle from ideation to market launch.
• Coordinate project plans, UAT, and manage deployment risks.
• Align digital channels for agency networks, bancassurance, and online platforms.
• Perform competitor benchmarking and market trend analysis.
• Collaborate with actuarial, pricing, underwriting, claims, IT, and legal teams.
• Prepare governance-compliant product specifications and regulatory filings.
• Create training materials and sales collateral for front-line channels.

Conhecimentos

Strong analytical skills

Fluent Cantonese and English

Formação académica

Bachelor's degree

Descrição da oferta de emprego

Job Responsibilities

End-to-End Product Development & Launch

• Support the product lifecycle: Drive and participate in the development process from product ideation, conceptualization, and design through to final implementation and market launch.
• Project management: Track project plans, coordinate timelines, handle User Acceptance Testing (UAT), and flag potential deployment risks to ensure timely launch schedules.
• Digital & channel alignment: Assist in designing and revamping products tailored for specific channels, whether for agency networks, bank partners (bancassurance), or direct online platforms.

Market Research & Competitive Analysis

• Competitor benchmarking: Perform detailed industry tracking and product comparisons (evaluating policy features, premium rates, and riders) to identify market gaps.
• Trend identification: Monitor customer behavior, economic shifts, and healthcare trends to build compelling value propositions for segments like high-net-worth (HNW) clients or group insurance.

Stakeholder Coordination & Cross-Functional Liaison

• Actuarial and Pricing coordination: Partner with actuarial teams to provide product inputs, assist with profit testing assumptions, and ensure risk assessment structures align with company profitability targets.
• Internal alignment: Collaborate with underwriting, claims, operations, IT, and legal teams to establish smooth back-end onboarding, system configurations, and operational workflows.

Regulatory Compliance & Documentation

• Governance standards: Ensure all proposed features adhere to local financial regulations, risk control protocols, and internal governance codes.
• Material preparation: Draft and compile product technical specifications, policy provisions, and regulatory filing documentation required for legal and board approvals.

Sales Enablement & Product Marketing

• Collateral creation: Create essential training and sales materials, including product summaries, factsheets, competitor comparison matrices, and FAQs, to empower front-line agents or wealth advisors.
• Channel communications: Help execute marketing campaigns and internal communications to explain new product features or strategy rollouts to the sales force.

Job Requirements

• Bachelor's degree holder
• A minimum of 5 years of relevant experience in life insurance products
• Strong analytical skills
• Fluent Cantonese and English