Assistant NPL Recovery & Collections Manager

Nanyang Commercial Bank Ltd.; Hong Kong; On-site; HKD 223,000 - 279,000; Full time

Job summary

Nanyang Commercial Bank Ltd. in Hong Kong is seeking a Credit Risk Officer to manage non-performing loans (NPLs) and drive recovery efforts.

You will coordinate with external collection agents, prepare credit applications, enforce collateral and pursue legal actions as needed. The role requires 2+ years in credit risk or banking, strong analytical and negotiation skills, bilingual Chinese and English, and proficiency in Power BI and MS Office.

Qualifications

• Degree holder in banking, finance, risk management or law is preferred.
• At least 2 years of relevant credit risk management or banking experience with practical knowledge on special asset management.
• Holder of ECF-CRM would be an advantage.
• Knowledge of NPL management including documentation, collateral enforcement, litigation.
• Good credit analytical and negotiation as well as interpersonal skills.
• Good command of both written and spoken Chinese (including Putonghua) and English.
• Good PC knowledge (MS Word, Excel, Powerpoint and Power BI etc.).

Responsibilities

• Manage and monitor non-performing loans (NPLs) to maximise recovery and to reduce the number of NPL accounts for the Bank;
• Execute the sale of collaterals/disposal of repossessed assets;
• Liaise with outside collection agents on problem loans and manage its progress;
• Prepare credit application including security enforcement and legal proceedings, provisions, asset classifications for the NPL accounts;
• Ensure recovery procedures and complied with internal and external regulations;
• Provide administration and operation support including system projects/enhancement as required from time to time.

Skills

Credit risk analysis

Negotiation skills

Interpersonal skills

PC knowledge (MS Word, Excel, Power BI

Bilingual Chinese/English

ECF-CRM

Education

Degree in banking/finance/risk management or law

Tools

Power BI

MS Office

Job description

Nanyang Commercial Bank Ltd. in Hong Kong is seeking a Credit Risk Officer to manage non-performing loans (NPLs) and drive recovery efforts.

You will coordinate with external collection agents, prepare credit applications, enforce collateral and pursue legal actions as needed. The role requires 2+ years in credit risk or banking, strong analytical and negotiation skills, bilingual Chinese and English, and proficiency in Power BI and MS Office.