Assistant Group Insurance Manager

HKT; Hong Kong; On-site; HKD 600,000 - 900,000; Full time

Job summary

HKT, a leading technology and telecommunications provider in Hong Kong, seeks a senior insurance professional to support the Assistant Vice President of Group Insurance. You will advise on risk exposure, manage complex claims, review contracts, and drive annual policy renewals across the group's insurance portfolio.

The role requires strong financial acumen, expert negotiation, and proficiency in Excel and PowerPoint.

Qualifications

• Bachelor’s degree in Insurance, Risk Management, Finance, or a related discipline.
• ACII, ANZIIF or equivalent qualifications are highly preferred.
• 5–10 years of corporate insurance or risk management experience, ideally in a large enterprise.
• Strong numerical skills with ability to model budgets and assess cost–risk trade‑offs.
• Advanced MS Excel and PowerPoint proficiency.
• Fluency in English and Chinese (including Mandarin).

Responsibilities

• Advise business units on insurance risk exposure, coverage strategies, and claims management.
• Independently evaluate and negotiate insurance contract terms to safeguard assets.
• Communicate with brokers/insurers to negotiate terms, premiums, and cost structures.
• Lead insurance and engineering site surveys to optimize underwriting outcomes.
• Analyze insurance data, prepare budget forecasts, and present to senior management for approval.
• Direct end‑to‑end renewal underwriting processes and review cover notes.
• Oversee the end‑to‑end claims lifecycle with insurers and loss adjusters.

Skills

Excel

PowerPoint

Negotiation

Financial analysis

Education

Insurance degree

Risk management degree

Job description

The successful candidate will directly support Assistant Vice President of Group Insurance in overseeing and optimizing the Group’s comprehensive insurance portfolio. You will act as a trusted advisor to corporate functions and business units, delivering strategic insurance advice, managing complex claims, reviewing contracts, and executing annual policy renewal, including but not limited to

• Corporate Advisory: Serve as a primary point of contact to advise business units and corporate functions on insurance risk exposure, coverage strategies, and claims management.
• Contract Analysis: Independently evaluate and negotiate insurance contract terms to safeguard company assets and mitigate liabilities in alignment with Group policy.
• Broker & Insurer Management: Communicate closely with insurance brokers and insurers to negotiate competitive terms, premium rates, and cost structures, ensuring timely issuance of policies and invoices.
• Risk Assessment & Site Visits: Lead periodic insurance and engineering site surveys to secure optimal underwriting outcomes prior to risk inception and policy renewals.
• Financial & Executive Reporting: Leverage financial acumen to analyze insurance data, prepare budget forecasts, and design compelling executive-level presentations for senior management approval.
• Renewal Underwriting: Direct end‑to‑end insurance renewal processes, reviewing cover notes and policy documentation to guarantee robust coverage.
• Claims Management: Oversee the end‑to‑end claims lifecycle with insurers and loss adjusters to ensure prompt and equitable settlements.

To succeed in this role

• Recognized university degree in Insurance, Risk Management, Finance, Business, Engineering, or a related discipline
• Professional qualifications (e.g., ACII, ANZIIF, or equivalent) are highly preferred
• 5-10 years of relevant corporate insurance or risk management experience, ideally within a large enterprise or regional corporate structure
• Exceptional command of numbers with a demonstrated ability to interpret complex financial data, model insurance budgets, and evaluate cost‑risk trade‑offs
• Advanced skills in MS Excel and PowerPoint
• Hands‑on experience or a strong keenness to utilize AI tools for presentation creation and data visualization is a distinct advantage
• Agility to adapt to evolving business needs
• Strong problem‑solving capabilities, and excellent negotiation skills
• Fluency in spoken and written English and Chinese (including Mandarin)

Candidates with less experience will be considered for the Assistant Manager position