Group Insurance Manager

HKT; Hong Kong; On-site; HKD 900,000 - 1,200,000; Full time

Job summary

HKT is seeking a seasoned Insurance Manager to oversee the Group Insurance portfolio, advising corporate functions and business units on risk coverage and claims. You will manage contract terms, coordinate brokers and insurers, and lead renewal underwriting while delivering data-driven budget insights for executive approval.

The role requires 5–10 years in corporate insurance, strong negotiation and analytical skills, and fluency in English and Mandarin.

Qualifications

• Recognized university degree in Insurance, Risk Management, Finance, Business, Engineering, or related discipline.
• Professional qualifications (e.g., ACII, ANZIIF, or equivalent) are highly preferred.
• 5-10 years of relevant corporate insurance or risk management experience in large enterprises.
• Excellent numerical ability to interpret financial data and model budgets.
• Advanced MS Excel and PowerPoint skills.
• Ability to leverage AI tools for data visualization and presentations is advantageous.
• Agile/adaptive to evolving business needs and strong negotiation capability.
• Fluency in English and Chinese (Mandarin)

Responsibilities

• Serve as primary advisor on insurance risk exposure, coverage strategies, and claims management to corporate units.
• Independently evaluate and negotiate insurance contract terms to protect assets and minimize liabilities.
• Engage brokers and insurers to negotiate terms, premiums, and cost structures for timely policy issuance.
• Lead site surveys to secure favorable underwriting outcomes before risks inception and renewals.
• Analyze insurance data, forecast budgets, and create executive-level presentations for senior management.
• Direct end-to-end renewal underwriting, reviewing cover notes and policy docs for robust coverage.
• Oversee end-to-end claims lifecycle with insurers and loss adjusters for prompt settlements.

Skills

Insurance risk

Budget modeling

Negotiation

Data analysis

Stakeholder comms

English & Mandarin

Education

University degree in Insurance/Risk Management/Finance/Business/Engineering

Tools

MS Excel

PowerPoint

Job description

The successful candidate will directly support Assistant Vice President of Group Insurance in overseeing and optimizing the Group’s comprehensive insurance portfolio. You will act as a trusted advisor to corporate functions and business units, delivering strategic insurance advice, managing complex claims, reviewing contracts, and executing annual policy renewal, including but not limited to

• Corporate Advisory: Serve as a primary point of contact to advise business units and corporate functions on insurance risk exposure, coverage strategies, and claims management.
• Contract Analysis: Independently evaluate and negotiate insurance contract terms to safeguard company assets and mitigate liabilities in alignment with Group policy.
• Broker & Insurer Management: Communicate closely with insurance brokers and insurers to negotiate competitive terms, premium rates, and cost structures, ensuring timely issuance of policies and invoices.
• Risk Assessment & Site Visits: Lead periodic insurance and engineering site surveys to secure optimal underwriting outcomes prior to risk inception and policy renewals.
• Financial & Executive Reporting: Leverage financial acumen to analyze insurance data, prepare budget forecasts, and design compelling executive-level presentations for senior management approval.
• Renewal Underwriting: Direct end-to-end insurance renewal processes, reviewing cover notes and policy documentation to guarantee robust coverage.
• Claims Management: Oversee the end-to-end claims lifecycle with insurers and loss adjusters to ensure prompt and equitable settlements.

To succeed in this role

• Recognized university degree in Insurance, Risk Management, Finance, Business, Engineering, or a related discipline
• Professional qualifications (e.g., ACII, ANZIIF, or equivalent) are highly preferred
• 5-10 years of relevant corporate insurance or risk management experience, ideally within a large enterprise or regional corporate structure
• Exceptional command of numbers with a demonstrated ability to interpret complex financial data, model insurance budgets, and evaluate cost-risk trade-offs
• Advanced skills in MS Excel and PowerPoint
• Hands‑on experience or a strong keenness to utilize AI tools for presentation creation and data visualization is a distinct advantage
• Agility to adapt to evolving business needs
• Strong problem‑solving capabilities, and excellent negotiation skills
• Fluency in spoken and written English and Chinese (including Mandarin)

Candidates with less experience will be considered for the Assistant Manager position