Assistant Collection Manager (Ref no: ACM-ALAI)

Nanyang Commercial Bank Ltd.; Hong Kong; On-site; HKD 420,000 - 620,000; Full time

Job summary

Nanyang Commercial Bank Ltd. in Hong Kong seeks an experienced professional for credit risk management focused on NPL recovery and collateral enforcement.

You will manage non-performing loans, coordinate with collection agents, and prepare credit applications including security enforcement and legal provisions. The role requires strong analytical and negotiation skills, a degree in banking/finance/law, and fluency in Chinese and English.

Qualifications

• Minimum 2 years in credit risk management or banking.
• Experience with NPL management, collateral enforcement, and litigation is preferred.
• ECF-CRM would be an advantage.
• Strong credit analysis and negotiation skills.
• Fluent in Chinese (including Putonghua) and English.

Responsibilities

• Manage and monitor non-performing loans (NPLs) to maximise recovery and reduce NPL accounts.
• Execute the sale of collaterals/disposal of repossessed assets.
• Liaise with outside collection agents on problem loans and monitor progress.
• Prepare credit applications including security enforcement and legal provisions, asset classifications for NPL accounts.
• Ensure recovery procedures comply with internal and external regulations.
• Provide administration and operation support including system projects/enhancement as required.

Skills

Credit risk management

NPL management

Negotiation

Interpersonal skills

Chinese and English proficiency

Education

Degree in banking/finance/risk management/law

Tools

MS Word

Excel

Power BI

Job description

Accumulating over 70 years experience on our solid foundation in Hong Kong and Greater China, we succeed and create our brilliant story throughout the region. As the first foreign bank branch in Mainland, we grasp the opportunity to grow along with the economic reforms. With our well-versed China business intelligence, we continue to expand our network proactively but prudently.

Inheriting our "People Focus" tradition, we strongly believe in the philosophy of talent investment. Here, we respect your career development with enormous support and room for inspiration. If you are ready to go for great, join us today. You can shine with your own glorious story.

Your talent is our treasure, come to explore your potential with us.

Job Responsibilities

• Manage and monitor non-performing loans (NPLs) to maximise recovery and to reduce the number of NPL accounts for the Bank;
• Execute the sale of collaterals/disposal of repossessed assets;
• Liaise with outside collection agents on problem loans and manage its progress;
• Prepare credit application including security enforcement and legal proceedings, provisions, asset classifications for the NPL accounts;
• Ensure recovery procedures and complied with internal and external regulations;
• Provide administration and operation support including system projects/enhancement as required from time to time.

Job Requirements

• Degree holder in banking, finance, risk management or law is preferred;
• At least 2 years of relevant credit risk management or banking experience with practical knowledge on special asset management;
• Holder of ECF-CRM would be an advantage;
• Knowledge of NPL management including documentation, collateral enforcement, litigation;
• Good credit analytical and negotiation as well as interpersonal skills;
• Good command of both written and spoken Chinese (including Putonghua) and English;
• Good PC knowledge (MS Word, Excel, Powerpoint and Power BI etc.).

We are an Equal Opportunities Employer. Data collected would be used for recruitment purposes only. Applicants who do not hear from us within 8 weeks may consider their applications unsuccessful and their data will be destroyed within 12 months of receipt.