Assistant Collection Manager (Ref no: ACM-ALAI)

Nanyang Commercial Bank Ltd.; Hong Kong; On-site; HKD 420,000 - 620,000; Full time

Job summary

Nanyang Commercial Bank Ltd. in Hong Kong seeks a Credit Risk NPL Officer to manage and monitor non-performing loans, drive recovery and coordinate collateral enforcement. The role requires a degree in banking/finance/law with at least 2 years of NPL experience.

You will prepare credit applications, liaise with external agents, and ensure regulatory compliance while supporting system projects. Strong Chinese and English, plus MS Office and Power BI, are essential.

Qualifications

• Degree in banking, finance, risk management or law preferred.
• At least 2 years in credit risk management or banking with NPL exposure.
• ECF-CRM would be an advantage.
• Knowledge of NPL management incl. documentation, enforcement, litigation.
• Strong analytical, negotiation and interpersonal skills.
• Fluent Chinese (Putonghua) and English; good PC skills (Word/Excel/PowerPoint/Power BI).

Responsibilities

• Manage and monitor non-performing loans (NPLs) to maximise recovery and reduce NPL accounts.
• Execute sale of collaterals and disposal of repossessed assets.
• Liaise with outside collection agents and track progress.
• Prepare credit applications including enforcement and provisions; ensure classifications.
• Ensure recovery procedures comply with regulations; provide admin support and system project input.
• Collaborate with teams to improve workflows and processes as needed.

Skills

Credit risk assessment

Negotiation

Stakeholder communication

NPL knowledge

Education

Degree in banking/finance/law

Tools

MS Word

MS Excel

PowerPoint

Power BI

Job description

Accumulating over 70 years experience on our solid foundation in Hong Kong and Greater China, we succeed and create our brilliant story throughout the region. As the first foreign bank branch in Mainland, we grasp the opportunity to grow along with the economic reforms. With our well-versed China business intelligence, we continue to expand our network proactively but prudently.

Inheriting our 'People Focus' tradition, we strongly believe in the philosophy of talent investment. Here, we respect your career development with enormous support and room for inspiration. If you are ready to go for great, join us today. You can shine with your own glorious story.

Your talent is our treasure, come to explore your potential with us.

Job Responsibilities

• Manage and monitor non-performing loans (NPLs) to maximise recovery and to reduce the number of NPL accounts for the Bank;
• Execute the sale of collaterals/disposal of repossessed assets;
• Liaise with outside collection agents on problem loans and manage its progress;
• Prepare credit application including security enforcement and legal proceedings, provisions, asset classifications for the NPL accounts;
• Ensure recovery procedures and complied with internal and external regulations;
• Provide administration and operation support including system projects/enhancement as required from time to time.

Job Requirements

• Degree holder in banking, finance, risk management or law is preferred;
• At least 2 years of relevant credit risk management or banking experience with practical knowledge on special asset management;
• Holder of ECF-CRM would be an advantage;
• Knowledge of NPL management including documentation, collateral enforcement, litigation;
• Good credit analytical and negotiation as well as interpersonal skills;
• Good command of both written and spoken Chinese (including Putonghua) and English;
• Good PC knowledge (MS Word, Excel, Powerpoint and Power BI etc.).

We are an Equal Opportunities Employer. Data collected would be used for recruitment purposes only. Applicants who do not hear from us within 8 weeks may consider their applications unsuccessful and their data will be destroyed within 12 months of receipt.