Wholesale Credit Risk Manager

ZipRecruiter; City Of London; On-site; GBP 72,000 - 85,000; Full time

Job summary

A global financial institution in Central London seeks a Wholesale Credit Risk Manager to join their high-performing team. The ideal candidate will have over 4 years of experience in credit risk within a corporate setting and strong knowledge of UK regulations. Fluency in both Mandarin and English is preferred, as you will be working closely with their rapidly growing Chinese business. This role is fully office-based, with a salary of £85,000 plus excellent benefits.

Qualifications

• At least 4 years credit risk experience in wholesales or large corporate.
• Solid compliance background & knowledge of the UK banking regulatory framework.
• Fluent English and Mandarin speaking is a plus.

Responsibilities

• Undertake deep dive risk assessments for corporate clients and financial institutions.
• Ensure credit risk exposure is accurately monitored daily.
• Constantly measure and reassess the risk exposure of the entire portfolio.
• Check for credit limit breaches and recommend actions.
• Ensure UK regulatory compliance.

Skills

Fluent Mandarin

Credit Risk Analysis

Regulatory Compliance

Education

Degree

Job description

Overview

This is a fabulous opportunity for a fluent Mandarin who has a background in Credit Risk gained in corporate banking. It’s an ideal role for someone who has been steadily building up knowledge and expertise in this area and is now looking to take the next step of their career whilst also leveraging skills. The team you will join is close knit and very high performing and this role is regarded as a key appointment.

TITLE : Wholesale Credit Risk Manager

Salary : £85,000 ( depending on experience) + excellent benefits

Company : International Banking

Job Title: Credit Risk Manager

Location Central London

Work style: Fully office-based

Summary

You will join the high performing Credit Risk team of this global organisation that works with corporate clients providing risk analysis on syndicated or bilateral loans and checks for regulatory compliance. Their Chinese business is growing rapidly, and the organisation now needs a fluent Chinese to join this fast-growth team, but friendly , team

Duties

• Analyse: Undertake “deep dive” risk assessments for corporate clients and financial institutions
• Reporting: ensure that credit risk exposure is accurately monitored daily, and reported.
• Stress-test the risks: Constantly measure, re-assess and check the risk exposure of the entire portfolio
• Check for when credit limit breaches are reported and recommend actions
• Help to structure potential transactions to mitigate risk
• Compliance: Ensure UK regulatory compliance
• Make sure that appropriate credit risk management controls, systems, policies and procedures are robust and in place
• Manage credit risk documentation ( eg Credit proposals, ensure tax risk policy is in place)
• Have full documentary compliance oversight
• Review/check/Stay ahead: monitor the economic news and market information

Requirements

• Degree
• At least 4 years credit risk experience in wholesales, or large corporate.
• Solid compliance background & knowledge of the UK banking regulatory framework
• Fluent English and Mandarin speaking is plus