Underwriting Manager

JR United Kingdom; Saffron Walden; On-site; GBP 45,000 - 70,000; Full time

Job summary

Join a forward-thinking organization dedicated to providing exceptional financial solutions. As an Underwriting Manager, you'll lead a talented team in managing complex lending processes, focusing on self-build mortgages and development finance. This role offers the chance to innovate and drive operational success while ensuring compliance and efficiency. With a commitment to professional growth and a collaborative environment, you'll make a significant impact in the finance sector. If you're ready to take the next step in your career and contribute to a company that values its community, this opportunity is for you.

Benefits

33 days holiday including bank holidays

Holiday Exchange Scheme

Performance Dependent Annual Bonus

Company Pension Scheme

Life Assurance & Income Protection

Flexible working culture

Access to mental health first aiders

Qualifications

• Proven experience in underwriting with complex lending.
• CeMAP qualified with significant line management experience.

Responsibilities

• Lead the underwriting process for self-build and development finance projects.
• Collaborate with brokers and clients to create structured solutions.

Skills

Underwriting

Complex Lending

Self-build Mortgages

Development Finance

Analytical Skills

Communication Skills

Education

CeMAP Qualification

Job description

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Are you an experienced Underwriting Manager with expertise in complex lending? Do you have a solid understanding of self-build mortgages and development finance? If you hold a CeMAP qualification and have line management experience, Saffron Building Society is eager to welcome you to our dedicated team and support our mission to provide outstanding financial solutions to our members!

About Us:

At Saffron Building Society, we are dedicated to delivering tailored financial services with a strong community focus. We pride ourselves on our commitment to innovation and excellence, continually adapting to meet the evolving needs of our members. We are now seeking an Underwriting Manager to lead our operations in complex lending, guiding a talented team towards success.

Key Responsibilities:

• Lead and manage the underwriting process for self-build and development finance projects, with a focus on assessing complex income streams.
• Collaborate effectively with brokers, clients, and stakeholders to create structured solutions that meet both regulatory and client demands.
• Develop, implement, and refine underwriting policies and procedures to ensure efficiency and compliance.
• Coach and mentor team members, fostering a culture of professional growth and high performance.
• Maintain strong relationships with internal and external partners to drive operational success.
• Underwriting high net worth applications with complex income streams and construction methods for BTL, residential owner occupied, self-build and development finance applications.
• Proven track record of managing, driving and increasing productivity and the training & competency performance of a team of Underwriters, with the ability and track record to lead colleagues in making decisions outside of their comfort zone.
• Understand the requirement for providing exemplary customer service and a proven track record of creating and delivering memorable experiences for Mortgage Brokers and or customers.
• Strong attention to detail, excellent housekeeping, a confident decision maker and able to handle challenge in times of uncertainty.

What You Bring:

• Proven experience in underwriting, specifically with complex lending.
• Strong understanding of self-build mortgages and development finance processes.
• CeMAP qualified, demonstrating your knowledge of mortgage advice and regulation.
• Significant line management experience, with a capacity to lead and inspire a team.
• Excellent analytical skills complemented by keen attention to detail and a solutions-oriented mindset.
• Strong communication skills, enabling effective engagement with both clients and colleagues.

Why Join Saffron Building Society?

• Be part of a progressive organisation that values innovation and prioritises the needs of its members.
• Competitive salary alongside an attractive benefits package, including generous annual leave and opportunities for ongoing professional development.
• A collaborative and inclusive working environment where your ideas and contributions are valued.
• Opportunities for career advancement within a respected and stable organisation.

If you’re ready to take the next step in your career and make a significant impact in the finance sector, we’d love to hear from you!

• 33 days holiday including bank holidays
• Holiday Exchange Scheme (buy or sell holiday days)
• Performance Dependent Annual Bonus
• Company Pension Scheme with 5% Employee and 8.5% Employer contributions (subject to eligibility, T&Cs)
• Life Assurance & Income Protection
• A flexible and supportive working culture including access to mental health first aiders

and lots more…. please get in touch to find out more….

About us:

We all know happiness comes from within. And it’s no different with Money Happiness. It starts right here! At Saffron Building Society we’re ready to build it, inspire it and celebrate it with our members, people and communities.

So, whatever that ‘happy’ is – from picking up the keys, to saving for that big day – we’re here with open arms, curious minds, and the kettle on. Ready to cheer our members on when they’re winning or build them back up when things haven’t gone to plan. And why? Because that’s what families do.

For us, this is much more than a job. We’re here to make things better, roll up our sleeves and think what’s next to rebuild. Our people are the beating heart of Saffron, and it takes each and every one of us to provide the service we’re proud of.

So, bring you! Your energy, an abundance of team spirit and your hunger to help. Together we are building happy.

At Saffron, we are committed to building happy; for our communities, members, and each other. We do this through attracting and building a diverse group of talent and encouraging an inclusive environment which fosters a sense of belonging for all. We hire the best people and have a collaborative culture where everybody’s uniqueness is celebrated and respected.

We recognise the strength in having a diverse workforce, adding different perspectives, ideas and values. We are inspired to leave a legacy for our communities and each other.