Lead Underwriter Non-Motor

Wakam; London; Remote; GBP 60,000 - 100,000; Full time

Job summary

Join a forward-thinking company as a Lead Underwriter Non-Motor, where you will play a crucial role in shaping innovative insurance solutions. You will lead underwriting strategies, manage portfolios, and drive growth in property lines while collaborating with diverse teams. This role emphasizes a customer-centric approach, strategic thinking, and a deep understanding of risk assessment in the UK insurance market. With remote work flexibility and a culture that values communication and continuous improvement, this opportunity offers a chance to make a significant impact in the insurance industry.

Benefits

Lunch vouchers

Monthly personal growth days

Remote work flexibility

Flat hierarchy

Qualifications

• Deep understanding of UK insurance underwriting and risk assessment.
• Strong financial skills for forecasts and profitability management.

Responsibilities

• Lead underwriting and product strategy for property and consumer lines.
• Drive growth in property lines and manage portfolio effectively.
• Act as a product and market expert across the UK and Europe.

Skills

UK insurance underwriting principles

Risk assessment

Pricing strategies

Policy issuance

Analytical skills

Customer service focus

Leadership

Stakeholder management

Job description

Join to apply for the Lead Underwriter Non-Motor role at Wakam.

The Underwriting team at Wakam is pivotal in risk assessment and decision-making, leveraging internal data and industry insights to provide comprehensive and competitive insurance solutions.

As experts in evaluating and pricing risk, we focus on profitability while offering optimal coverage, from data analysis to developing underwriting strategies, ensuring innovative solutions and exceptional service.

Responsibilities

• Lead distribution, underwriting, and product strategy for property (Home & SME) and Consumer lines in the UK, collaborating with revenue, claims, and other teams.
• Drive growth in property lines and consumer profitability aligning with financial goals.
• Accountable for underwriting results of non-motor products.
• Manage portfolio effectively.
• Oversee Delegated Authority and interactions with the market (MGAs, Brokers, Direct clients).
• Ensure product governance activities are carried out.
• Act as a product and market expert across the UK and Europe.

Profile Requirements

• Deep understanding of UK insurance underwriting principles, risk assessment, pricing, and policy issuance for property insurance.
• Experience with underwriting in connectivity and gig economy sectors.
• Knowledge of industry trends, competition, and opportunities.
• Proficiency in underwriting policies, procedures, compliance, and guidelines.
• Ability to assess and mitigate risks.
• Strong financial skills for forecasts, budgets, and profitability.
• Customer service focus and understanding of consumer duty.
• Knowledge of regulations and compliance.
• Analytical skills for risk assessment and reporting.
• Leadership and stakeholder management capabilities.

Working Mindset

• Risk management orientation.
• Strategic thinking aligned with company goals.
• Data-driven decision-making.
• Customer-centric approach.
• Adaptability to market and regulatory changes.
• Compliance focus.
• Results-oriented.
• Collaborative attitude.
• Ethical integrity.
• Attention to detail and accountability.

Hiring Process

• Screening interview with Talent Acquisition.
• Technical and fit interview with HR and UK Chief Underwriting Officer.
• Additional interviews with UK Chief Risk Officer and UK Head of Compliance.
• Culture fit interview with HR UK.

Wakam has an in-house recruitment team and does not accept unsolicited resumes from agencies. Please do not contact managers directly.

About Us & Culture

Learn about our cultural markers on our website. We value adventurous, impact-driven individuals ready to shape the future of insurance. Our culture emphasizes communication, curiosity, continuous improvement, and outcome orientation, within an inclusive environment that celebrates diversity.

Additional Info

• Remote work flexibility with our Wakam From Anywhere program.
• Flat hierarchy promoting impact and autonomy.
• Monthly personal growth days.
• Perks include lunch vouchers and a mission-driven culture.