Trading Underwriter

Gravitas Group; Greater London; Ibrido; GBP 50.000 - 70.000; Tempo pieno

Vantaggi offerti da questo lavoro

Annual discretionary bonus

Generous holiday allowance (buy/sell)

Flexible benefits (wellbeing/financial

Share/investment options

Structured career development/mentring

Descrizione del lavoro

Gravitas Group is seeking an experienced Underwriter to manage an individual portfolio and deliver consistent, high-quality underwriting decisions. You’ll handle a mix of new business and renewals, working within delegated authority and agreed underwriting frameworks, with support from senior colleagues for complex cases.

You will assess, price and accept risks within guidelines, maintain underwriting discipline, and contribute to portfolio growth.

Competenze

• Good working knowledge of commercial lines underwriting (risk assessment, pricing, portfolio management considerations).
• Experience managing a varied caseload and applying underwriting judgement within defined frameworks.
• Strong communication, relationship-building and organisational skills.
• Comfortable working independently while knowing when to seek support/escalate.
• Typically aligned to an underwriting licence/authority level in the mid-range (approximately level 2–4, depending on internal frameworks).

Mansioni

• Assess, price and accept risks within delegated underwriting authority and internal guidelines.
• Deliver service standards/KPIs, maintaining underwriting discipline and supporting profitable portfolio growth.
• Escalate complex, unusual or non-standard risks appropriately for technical review.
• Manage day-to-day broker engagement for your portfolio, including face-to-face interaction when required.
• Contribute to retention, conversion and trading outcomes in line with wider team objectives.
• Work closely with senior underwriters and commercial stakeholders to align to trading priorities and underwriting standards.
• Use data, pricing tools and underwriting guidelines to make consistent decisions.
• Resolve standard underwriting issues independently, escalating more complex scenarios when specialist input is needed.

Conoscenze

Analytical thinking

Attention to detail

Communication skills

Time management

Digital underwriting tools

Formazione

Underwriting qualification or related degree

Descrizione del lavoro

A leading commercial and specialty insurer is looking for an Underwriter to manage an individual portfolio and deliver consistent, high-quality underwriting decisions. You’ll handle a mix of new business and renewals, working within delegated authority and agreed underwriting frameworks, with support from senior colleagues for complex cases.

Key Responsibilities

• Assess, price and accept risks within delegated underwriting authority and internal guidelines.
• Deliver service standards/KPIs, maintaining underwriting discipline and supporting profitable portfolio growth.
• Escalate complex, unusual or non-standard risks appropriately for technical review.
• Manage day-to-day broker engagement for your portfolio, including face-to-face interaction when required.
• Contribute to retention, conversion and trading outcomes in line with wider team objectives.
• Work closely with senior underwriters and commercial stakeholders to align to trading priorities and underwriting standards.

Nature & Complexity of Work

• A portfolio of lower to moderate complexity across both new business and renewals.
• Use data, pricing tools and underwriting guidelines to make consistent decisions.
• Resolve standard underwriting issues independently, escalating more complex scenarios when specialist input is needed.

Impact & Stakeholder Management

• Direct impact on service delivery, broker experience and trading performance through accurate and timely underwriting decisions.
• Support broker relationships through regular interaction and responsiveness.
• Collaborate with internal commercial teams and senior underwriting colleagues to ensure best practice and alignment.

Knowledge & Experience

• Good working knowledge of commercial lines underwriting (risk assessment, pricing, portfolio management considerations).
• Experience managing a varied caseload and applying underwriting judgement within defined frameworks.
• Strong communication, relationship-building and organisational skills.
• Comfortable working independently while knowing when to seek support/escalate.
• Typically aligned to an underwriting licence/authority level in the mid-range (approximately level 2–4, depending on internal frameworks).

Skills & Attributes

• Analytical and problem-solving ability (from handling routine cases through to contributing to solutions for more complex challenges).
• Strong attention to detail and commitment to quality.
• Good prioritisation and time management in a fast-paced environment.
• Digital fluency across underwriting/pricing tools and wider business systems.
• Relevant underwriting experience (professional qualification and/or degree beneficial, depending on level).

Working Pattern & Benefits

• Hybrid working model (majority office-based time expected).
• Competitive benefits package, which may include: annual discretionary bonus, generous holiday allowance with buy/sell options, flexible benefits (wellbeing/financial/health), share/investment options, and structured career development/mentoring.
• Inclusive, flexible-working culture with a strong commitment to equal opportunity and workplace adjustments.