Underwriter

FJN Solutions; Greater London; Hybrid; GBP 42.000 - 64.000; Vollzeit

Zusammenfassung

FJN Solutions is seeking an Underwriter to manage new business and renewals across a commercial property and casualty portfolio, including property owners, commercial combined and construction. You will combine autonomous risk assessment and pricing with broker relationship management to drive profitable growth, retention and portfolio performance in a dynamic insurer/MGA environment.

Role requires strong analytical mindset, delegated authority, and collaboration with colleagues to hit

Qualifikationen

• 2–3 years’ commercial property and casualty underwriting experience.
• Experience with property owners, commercial combined and construction risks.
• Confidence in risk selection, rating and pricing within delegated authority.
• Strong broker relationship management and business development skills.
• Analytical and commercially minded with portfolio profitability knowledge.
• Proficient underwriting systems and strong organizational skills.

Aufgaben

• Underwrite new business, renewals and mid-term adjustments within authority.
• Build and maintain broker relationships to generate new business and improve renewals.
• Assess risk exposures and history to inform underwriting decisions.
• Support digital trading and referrals with timely, sound decisions.
• Monitor portfolio performance and loss ratios, identifying risks.
• Maintain underwriting records and provide referrals recommendations.
• Identify cross-selling opportunities to support growth.
• Achieve targets for new business, retention, portfolio quality and profitability.

Kenntnisse

Underwriting

Broker relationships

Risk assessment

Pricing

Portfolio performance

Communication

Attention to detail

Ausbildung

Professional insurance qualifications

Tools

Underwriting systems

Jobbeschreibung

About the Role

An Underwriter responsible for managing new business and renewals across a commercial property and casualty portfolio, including property owners, commercial combined and construction. The role combines autonomous risk assessment and pricing with broker relationship management, focusing on profitable growth, retention and portfolio performance.

Key Responsibilities

• Underwrite new business, renewals and mid-term adjustments within agreed authority levels and risk appetite.
• Build and maintain broker relationships to generate new business and improve renewal retention.
• Assess risk exposures, hazards, business activities and claims history to make informed underwriting decisions.
• Support digital trading and referrals, providing timely, commercially sound underwriting decisions.
• Monitor portfolio performance and loss ratios, identifying risks and supporting corrective action.
• Maintain accurate underwriting records and provide clear recommendations for referrals.
• Identify cross-selling opportunities and collaborate with colleagues to support business growth.
• Achieve individual targets for new business, retention, portfolio quality and profitability.

Skills & Experience

• 2–3 years’ commercial property and casualty underwriting experience within an insurer, MGA or similar environment.
• Working knowledge of property owners, commercial combined and construction risks.
• Confidence in risk selection, rating, pricing and working within delegated authority.
• Strong broker relationship management and business development skills.
• Analytical and commercially minded, with an understanding of portfolio performance and profitability.
• Relevant or progressing professional insurance qualifications.
• Proficiency in underwriting systems, with strong organisational skills and attention to detail.
• Self-motivated, proactive and focused on achieving individual and team objectives.