Senior Underwriter - Commercial Combined

Allianz; Birmingham; Hybrid; GBP 55,000 - 65,000; Full time

Benefits offered by this job

Hybrid working

Annual bonus

Pension scheme

Discounts on Allianz products

Job summary

Allianz Commercial is hiring a Senior Underwriter - Commercial Combined in Birmingham. The role focuses on underwriting and growing a portfolio of large, complex corporate risks, with senior authority to drive profitable growth and strong broker/customer partnerships.

Hybrid working is available with attendance in the Birmingham office two days a week. Salary circa £60,000 per annum, based on experience and location.

Qualifications

• Experienced Commercial Combined Underwriter with a passion for profitable growth.
• Senior authority holder, underwriting large and complex risks.
• Relationship-focused professional building partnerships with brokers and customers.
• Visible in the market, thrives on face-to-face engagement with brokers and clients.
• Commercially minded, identifying opportunities and long-term business relationships.
• Customer-focused, balancing risk and reward.
• Collaborative across departments to achieve shared objectives.
• Driven to achieve financial and operational targets through underwriting and trading.
• ACII qualified, or working towards qualification.
• Proficient in Word, Excel and Outlook.

Responsibilities

• Underwrite and grow a portfolio of large and complex corporate risks.
• Develop and maintain broker and customer relationships.
• Operate as a senior authority holder to deliver profitable growth.

Skills

ACII qualified

Strong underwriting

Negotiation skills

Data analytics

Relationship building

Leadership

Education

ACII

Tools

Word

Excel

Outlook

Job description

Role Description

Allianz Commercial has ambitious growth plans, with the continued development of our proposition for customers with a turnover exceeding £500m being a key part of that strategy.

As a Senior Underwriter - Commercial Combined, you will play a key role in underwriting and growing a portfolio of large and complex corporate risks. Working closely with brokers, customers and colleagues across Allianz Commercial, you will use your technical expertise, trading skills and market knowledge to drive profitable growth, retain key accounts and identify new business opportunities.

This is an excellent opportunity for an experienced Commercial Combined Underwriter looking to take the next step in their career, offering increased responsibility, exposure to high-profile accounts and the opportunity to operate as a senior authority holder. You'll also contribute to the ongoing development of our mid corporate proposition while helping deliver outstanding service and solutions for our customers.

Location

This role is based in our Birmingham office. Please note that this is a hybrid working role with the expectation that you attend the office 2 days a week.

Salary Information

Pay: Circa £60,000 per annum

Pay is based on relevant experience, skills for the role, and location. Salary is only one part of our total reward package.

About You

• An experienced Commercial Combined Underwriter with a passion for delivering profitable growth.
• Comfortable operating as a senior authority holder, underwriting and managing large and complex risks.
• A relationship-focused professional who enjoys building strong partnerships with brokers and customers.
• Highly visible in the market and motivated by face-to-face engagement with brokers, clients and key stakeholders.
• Commercially minded, with the ability to identify opportunities and develop long-term business relationships.
• Customer-focused, delivering an outstanding level of service while balancing risk and reward.
• A collaborative team player who works effectively across departments to achieve shared objectives.
• Driven to achieve financial and operational targets through strong underwriting and trading performance.

Essential Skills

• Strong technical underwriting expertise within Commercial Combined business, including risks in excess of £500k.
• Demonstrable experience of successfully winning, developing and retaining new business opportunities within a Commercial Combined underwriting environment.
• Proven experience underwriting large and/or complex corporate risks.
• Strong trading and negotiation skills, with a track record of delivering profitable growth.
• Ability to leverage data, insights and analytics to support underwriting decisions.
• Excellent relationship-building skills with brokers, customers and internal stakeholders.
• Strong leadership and influencing capabilities.
• Confident communicator with the ability to challenge constructively and build credibility at all levels.
• Highly organised, self-motivated and able to manage competing priorities and deadlines.
• A collaborative approach with a willingness to support and develop others.
• ACII qualified, or actively working towards qualification.
• Proficient in Microsoft Word, Excel and Outlook.

We support the government scheme “Access to Work” please feel free to ask us about the access to work scheme.

Desirable Skills

• Responsible Artificial Intelligence usage.

What We Will Offer You

Recognised and rewarded for a job well done, we have a range of flexible benefits for you to choose from- so you can pick a package that’s perfect for you. We also offer flexible working options, global career opportunities across the wider Allianz Group, and fantastic career development and training. That’s on top of enjoying all the benefits you’d expect from the world’s number one insurance brand, including:

• Flexible buy/sell holiday options
• Hybrid working
• Annual performance related bonus
• Contributory pension scheme
• Development days
• A discount up to 50% on a range of insurance products including car, home and pet
• Retail discounts
• Volunteering days

Our Ways of Working

Do you need flexibility with the hours you work? Let us know as part of your application and if it’s right for our customers, our business and for you, then we’ll do everything we can to make it happen. Here at Allianz, we are signatories of the ABIs flexible working charter. We believe in supporting hybrid work patterns, which balance the needs of our customers, with your personal circumstances and our business requirements. Our aim with this is to help innovation, creativity, and you to thrive - Your work life balance is important to us.

Inclusive Support & Accessibility

At Allianz, we are committed to fostering building an inclusive, accessible workplace where everyone can thrive. As a Disability Confident employer, we welcome applications from disabled and neurodivergent candidates and offer tailored adjustments throughout the recruitment process and in the workplace, whether that’s assistive technology, ergonomic equipment, flexible working arrangements, mentoring or coaching. We want to encourage candidates to speak with us about any adjustments they may need. We’re here to support you.

If you have a disability or long‑term health condition and meet the essential criteria, you can choose to be considered through our Offer an Interview Scheme.

Contact our Resourcing team to opt into this scheme or for any assistance with during the recruitment process including larger text, hard copies, or spoken applications. [e-mail]

Closing date: 04/11/2026

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