Senior Risk Architect – FinTech & Structured Finance

Fintech Intel

Greater London

Hybrid

GBP 90,000 - 130,000

Full time

2 days ago
Be an early applicant
Application generator

A complete application in a minute — tailored resume and cover letter, ready to send.

Get past ATS filters

Job summary

EC1 Partners in London recruits fintech leadership and risk specialists for a global client base. The firm connects top financial technology businesses with exceptional talent across EMEA, the Americas and APAC.

Our consultants bring deep fintech market knowledge and networks, delivering outcomes for clients and candidates worldwide. We span payments, capital markets, eTrading, RegTech, crypto and more.

Qualifications

  • Experience in risk management and/or structured finance; top-tier banks preferred.
  • Independent ownership of a risk framework at a credit provider.
  • Exposure to B2C digital business models and performance marketing inputs as risk inputs.
  • Experience in risk assessment or structuring of complex transactions with risk controls.
  • Track record presenting risk frameworks to risk committees or boards.
  • Ability to design covenant packages, triggers and reporting within transaction docs.
  • Clear communicator translating complex risk positions for non-technical stakeholders.
  • Comfortable building risk frameworks in fast-paced fintech environments.

Responsibilities

  • Partner with origination teams on deal qualification, embedding risk from screening to closing.
  • Own and evolve the risk management framework including risk appetite, policies and governance.
  • Build portfolio risk monitoring infrastructure: early warnings, covenant tracking, stress tests.
  • Develop quantitative models to assess PD, LGD, and EAD across the portfolio.
  • Prepare risk assessments, investment memos, and portfolio reports for risk committee.
  • Lead counterparty and concentration risk analysis at deal and portfolio levels.
  • Collaborate with legal counsel on risk-protective documentation (term sheets, credit agreements).

Skills

Risk management
Structured finance
Portfolio risk
Governance processes
Credit risk modeling
Stakeholder communication

Job description

EC1 Partners in London recruits fintech leadership and risk specialists for a global client base. The firm connects top financial technology businesses with exceptional talent across EMEA, the Americas and APAC.

Our consultants bring deep fintech market knowledge and networks, delivering outcomes for clients and candidates worldwide. We span payments, capital markets, eTrading, RegTech, crypto and more.

Get your free, confidential resume review.

or drag and drop your file here.

Similar jobs

Similar jobs worth comparing

Director of Risk
Director of Risk

Fintech Intel • Greater London

Hybrid
GBP 90,000 - 130,000
Senior Strategic Partnerships Manager, FinTech Banking
Senior Strategic Partnerships Manager, FinTech Banking

Fintech Intel • Greater London

Hybrid
GBP 120,000 - 180,000
Risk Architect: Build Global Fintech Risk from Scratch
Risk Architect: Build Global Fintech Risk from Scratch

outpostnow • Greater London

On-site
GBP 90,000 - 140,000
Strategic Partnership Manager
Strategic Partnership Manager

Fintech Intel • Greater London

Hybrid
GBP 120,000 - 180,000
Chief Risk, Credit & Fraud Strategy Leader
Chief Risk, Credit & Fraud Strategy Leader

Kriya • Greater London

On-site
GBP 100,000 - 150,000
Senior Risk Manager – FinTech, Remote-First
Senior Risk Manager – FinTech, Remote-First

Timelineapp Tech Limited • Greater London

Hybrid
GBP 80,000 - 120,000
Hybrid working
Insurance plans
Potential to join option scheme
+2
Risk Tech Engineer – Front Office Analytics
Risk Tech Engineer – Front Office Analytics

Capstone Investment Advisors • Greater London

On-site
GBP 110,000 - 170,000
Training and development
Wellness resources
Time-off and retirement
+1
Global Risk Solution Lead for Fintech Growth
Global Risk Solution Lead for Fintech Growth

Ant International • Greater London

On-site
GBP 120,000 - 160,000
Global Risk Solutions Lead - Fintech & Cross-Border
Global Risk Solutions Lead - Fintech & Cross-Border

WorldFirst • Greater London

On-site
GBP 120,000 - 160,000
Enterprise Architecture Leader – Fintech & Payments (Hybrid)
Enterprise Architecture Leader – Fintech & Payments (Hybrid)

Infused Solutions Ltd • Greater London

Hybrid
GBP 175,000 - 195,000
Benefits