Senior Property Underwriter – 29378

The Emerald Group; Manchester, Birmingham; On-site; GBP 40,000 - 65,000; Full time

Job summary

The Emerald Group is seeking an Underwriter to join their team on a full-time basis in Manchester or Birmingham, reporting to the P&C Underwriting Manager. The role focuses on profitable growth and managing a high-quality portfolio across mono-line and multiline P&C products, with a key emphasis on Property.

Responsibilities include underwriting new and renewal business, handling cases end-to-end, supporting strategy/portfolio management, and building internal and external relationships to drive

Qualifications

• Experience underwriting new and renewal business.
• Strong knowledge of Property underwriting and lines of business.
• Ability to interpret management information and market practices.
• Proven ability to build internal and external relationships.

Responsibilities

• Underwrite new and renewal business in line with guidelines and appetite.
• Manage end-to-end handling of cases for allocated portfolio to deliver joint business plans.
• Support underwriting strategy, forecasts and portfolio management to achieve profitability.
• Identify and develop business opportunities with staff input for swift proposals.
• Promote Conduct for customers and policyholders to deliver best outcomes.
• Understand escalation paths and the roles of PCRSG, UCSC, ExCo and Board for Conduct Risk.
• Collaborate with Line of Business Managers, Underwriters, Claims and Syndicate.
• Develop external relationships with intermediaries, customers and local market.

Skills

Property underwriting knowledge

Underwriting guidelines compliance

Relationship building

Portfolio management

Conduct risk awareness

Job description

They are currently looking for an Underwriter to work with them on a full-time basis in either their Manchester OR Birmingham office, reporting into the P&C Underwriting Manager. This is a pivotal role focused on driving profitable growth and managing a high-quality portfolio across mono-line and multiline P&C products, with a key focus on Property.

• Location: Manchester or Birmingham
• Type: Permanent

Key Responsibilities (including but not limited to):

• To underwrite new and renewal business in line with underwriting guidelines and appetite
• Work with the intermediary/customer, undertake end-to-end handling of cases for the allocated portfolio to deliver the agreed joint business development plans in line with the Company’s overall trading strategy
• Support the creation and implementation of underwriting strategy, forecasts and portfolio management required to achieve profitability and technical excellence
• Identify, define and develop business opportunities, seeking the input of other members of staff where appropriate, to ensure that business proposals are dealt with swiftly and effectively
• Help drive forward good Conduct for the business to deliver the best outcomes for customers / policyholders
• Understand all appropriate lines of escalation and the responsibilities of the Product Conduct Risk Strategy Group (PCRSG), Underwriting & Claims Sub Committee (UCSC), ExCo and Board for Conduct Risk
• High level of Property underwriting knowledge
• Understanding of technical underwriting, philosophy and Company trading strategy
• Ability to interpret and effectively use management information
• Knowledge of the local insurance market practices
• Build internal relationships with Line of Business Managers, team members, Underwriters, the Claims Department and the Syndicate
• Develop external relationships with a range of contacts within the allocated intermediaries, customers and local market