Senior Medical Underwriter

Zurich Insurance Company; Reading; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

Zurich Insurance Company recherche un souscripteur médical expérimenté pour rejoindre son équipe en pleine croissance. Vous serez responsable de l'évaluation des demandes de protection de la vie et des revenus, et de la prise de décisions clés qui influent sur nos clients et partenaires. Avec des horaires flexibles, cette occasion vous permet de faire partie d'une entreprise qui valorise l'inclusion et le développement continu.

Benefits

Pension non-contributive de 12%

Bonus annuel

Assurance maladie privée

Options de vacances

Qualifications

• Expérience en tant que souscripteur médical dans des environnements de protection ou d'entreprise.
• Une certaine connaissance du marché britannique des risques d'entreprise.
• Capacité à évaluer les risques efficacement.

Responsibilities

• Prendre des décisions de souscription médicale pour la vie et la protection des revenus.
• Fournir un soutien technique en souscription médicale aux clients.
• Former et soutenir les membres de l'équipe.

Skills

Communication orale et écrite

Prise de décision

Détail et qualité

Relation interpersonnelle

Service client

Education

CII Diploma in Underwriting ou équivalent

Job description

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Working hours: This role is available part-time, job-share or full-time basis, with our full-time hours being 35 hours per week.

Location: We’re flexible, and home working contracts are available.

The opportunity:

Are you an experienced Medical Underwriter looking for a new challenge? Zurich Corporate Risk, one of the fastest-growing group risk providers in the market, started over 10 years ago and has continued to grow. We are seeking a Medical Underwriter with a passion for medicine and delivering exceptional customer service. You will assess life and income protection applications and make underwriting decisions for members of new and existing Corporate schemes.

You will join a small, inclusive, and supportive Underwriting Team committed to nurturing each other's development. We offer opportunities such as supporting underwriters' training, mentoring, coaching, and specialist roles including vulnerable customers and case clinics. Many employees work flexibly, including part-time, flexible hours, job share, remote work, or compressed hours. Please discuss your flexibility needs at interview.

What will you be doing?

• Making medical underwriting decisions for life and income protection within authority limits and in line with Zurich's underwriting philosophy.
• Providing technical medical underwriting support and guidance to customers and distributors, ensuring excellent customer service.
• Training and supporting team members, including administrative staff and junior underwriters.
• Staying updated with medical underwriting philosophy considering experience and market conditions.
• Using best practices to improve effectiveness and process efficiency.
• Delivering against key business, team, and individual KPIs.
• Liaising with Company Medical Officers and reassurance companies.
• Maintaining external distributor relationships.
• Handling queries and referrals within authority limits, analyzing case risks, and maintaining underwriting standards.
• Monitoring underwriting processes for improvements.
• Ensuring governance and compliance across the team.
• Sharing best practices and providing excellent service to customers and stakeholders.
• Contributing to a positive team culture and supporting workload delivery.

Who are we looking for?

• An experienced medical underwriter with experience in protection or corporate environments.
• Some awareness of the UK corporate risk market.
• Knowledge of medical underwriting principles, techniques, regulations, and guidelines.
• Ability to assess risk effectively with good judgment and decision-making skills.
• Excellent attention to detail and focus on quality.
• Strong interpersonal skills and team contribution.
• Ability to build and maintain stakeholder relationships.
• Passionate about customer service and continuous improvement.
• Excellent verbal and written communication skills.
• Challenge processes and strategies to achieve best results.
• CII Diploma in Underwriting or equivalent preferred but not essential.

What will you get in return?

At Zurich, we offer a wide range of flexible employee benefits, including a 12% non-contributory pension scheme, annual bonus, private medical insurance, and holiday options. Our benefits are designed to fit your needs, allowing you to tailor your package throughout the year. For more information, follow the link about our benefits.

Who we are:

Zurich aims to be a responsible and impactful global insurer, creating a brighter future for our customers, employees, and the planet. With over 55,000 employees in more than 170 countries, we are a stable and longstanding player in the insurance industry. We focus on sustainable impact, wellbeing, diversity, and continuous development, supported by our charitable arm, Zurich Community Trust, which has awarded over £90 million in grants and volunteering efforts in the UK.

Our Culture:

We value community, diversity, and inclusion, ensuring everyone feels welcome regardless of background or beliefs. We prioritize employee wellbeing across physical, mental, social, and financial aspects, offering extensive training, development, and volunteering opportunities. Join us to make a difference, be challenged, inspired, and supported. Love what you do. Work for us. #LI-Remote