Senior Credit Risk Manager — Remote & Strategic Lending

Pliant; Greater London; Hybrid; GBP 120,000 - 180,000; Full time

Benefits offered by this job

Remote work flexibility

Competitive remuneration

Flat hierarchy

Pliant Card access

Job summary

Pliant, a modular B2B payments platform, is seeking a Senior Credit Risk Manager to own risk assessment for UK/EEA SME and corporate clients. You will manage high-limit exposures, influence underwriting standards, and help build scalable, auditable processes with AI capabilities.

You will collaborate with Sales, Legal, Operations, Product, Data and Risk teams to strengthen controls, reporting and governance while delivering excellent client service.

Qualifications

• 7+ years of operational credit risk experience for EEA/UK corporate or SME customers.
• Strong knowledge of accounting principles and financial analysis.
• Analytical thinking, attention to detail, ability to learn new systems quickly.
• Experience with tools used for loan processing, credit decisioning, and BI.

Responsibilities

• Due diligence: assess customers, business models, and public/financial profiles.
• Underwriting: review financial data, write up key risks and mitigants, conclude.
• Credit decision: decide on limit requests within delegated authority and maintain performing loan book.
• Risk ownership: manage high-limit customers, monitor risk profiles for risk committee.
• Innovation: streamline processes, design scalable, compliant workflows including AI capabilities.
• Communication: facilitate open, fact-based information flow across teams.

Skills

7+ years of credit risk experience

Accounting principles

Analytical thinking

Open banking data experience

Loan processing tools

Credit decisioning tools

BI tools

Project management

English fluency

Tools

Loan processing tools

Credit decisioning tools

BI tools

Job description

Pliant, a modular B2B payments platform, is seeking a Senior Credit Risk Manager to own risk assessment for UK/EEA SME and corporate clients. You will manage high-limit exposures, influence underwriting standards, and help build scalable, auditable processes with AI capabilities.

You will collaborate with Sales, Legal, Operations, Product, Data and Risk teams to strengthen controls, reporting and governance while delivering excellent client service.