Credit Risk Lead – US & SME (Remote)

Motive Partners; Greater London; Ibrido; GBP 70.000 - 110.000; Tempo pieno

Vantaggi offerti da questo lavoro

Remote work

Monthly mobility benefit

Wellhub membership

Company card for lunches

Descrizione del lavoro

Pliant is seeking a Credit Risk Manager to assess credit risk for US corporate and SME clients, and to help improve standards, documentation and tech stack. You will analyze financial information, write up key risks and mitigants, and decide on credit limits within your authority.

You will work on scalable, compliant processes and leverage AI capabilities while collaborating across teams to deliver high-quality loan portfolios for clients globally.

Competenze

• 4+ years of operational experience in credit risk assessment for US corporate or SME customers.
• Strong knowledge of accounting principles and industry-specific financial analysis.
• CFA or similar qualifications are a strong plus.
• Ability to analyze credit data, financial statements and risk drivers.
• Experience with loan processing and credit decisioning tools.

Mansioni

• Perform due diligence on customers, assess their business model and financial profiles.
• Underwrite by analyzing financial information and writing up risks and mitigants.
• Make credit decisions within delegated authority to maintain a performing loan book.
• Help design scalable, compliant straight-through processes and AI-enabled workflows.
• Communicate findings clearly to colleagues and support cross-functional collaboration.

Conoscenze

Credit risk assessment

Operational experience

Financial analysis

Analytical thinking

Open banking

BI tools

Project management

English writing skills

Formazione

CFA or similar qualifications

Strumenti

Loan processing software

Credit decisioning tools

BI tools

Open banking platforms

Accounting software

Descrizione del lavoro

Pliant is seeking a Credit Risk Manager to assess credit risk for US corporate and SME clients, and to help improve standards, documentation and tech stack. You will analyze financial information, write up key risks and mitigants, and decide on credit limits within your authority.

You will work on scalable, compliant processes and leverage AI capabilities while collaborating across teams to deliver high-quality loan portfolios for clients globally.