Remote Credit Risk Manager — Fintech (US/SME)

Pliant GmbH; Greater London; Hybrid; GBP 75,000 - 110,000; Full time

Benefits offered by this job

Remote work flexibility

Mobility benefit

Wellhub Membership

Lunch card allowance

Job summary

Pliant GmbH is seeking a Credit Risk Manager to assess credit risk for US and SME/corporate clients. You will refine our standards, documentation, and technology stack while collaborating with the CRO and cross-functional teams.

The role involves due diligence, underwriting, and making risk-based credit decisions within your authority, contributing to a scalable and compliant loan book. Fluent English and strong financial analysis skills are essential.

Qualifications

• Minimum 4 years of operational experience in credit risk assessment for US corporate or SME customers.
• Strong knowledge of accounting principles and financial analysis; CFA or similar qualifications are a strong plus.
• Analytical thinking, detail orientation, and ability to understand new problems and systems.
• Experience with loan processing, credit decisioning, and BI tools.
• Project management skills and ability to lead complex projects.

Responsibilities

• Due diligence: assess customers and their business models, public and financial profiles.
• Underwriting: analyze financial information, write key risks and mitigants, conclude.
• Credit decision: approve limits within delegated authority and maintain loan performance.
• Innovation: design scalable, compliant straight-through processes, incl. AI capabilities.
• Communication: facilitate clear, fact-based information flow across teams.

Skills

Credit risk

Analytical thinking

Communication

Teamwork

English writing

Education

CFA or equivalent

Tools

BI tools

Open Banking platforms

Accounting software

Job description

Pliant GmbH is seeking a Credit Risk Manager to assess credit risk for US and SME/corporate clients. You will refine our standards, documentation, and technology stack while collaborating with the CRO and cross-functional teams.

The role involves due diligence, underwriting, and making risk-based credit decisions within your authority, contributing to a scalable and compliant loan book. Fluent English and strong financial analysis skills are essential.