Credit Risk Analyst - Modelling & Scorecards

Ventula Consulting Ltd.; Greater London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

Ventula Consulting Ltd. is seeking a Credit Risk Analyst Consultant to lead analytics projects, including the design and development of complex modelling assignments using CRA data assets.

You will engage with external customers, manage multiple projects, and drive revenue through analytical excellence. The role requires UK credit risk expertise, proficiency in SQL and Python, and strong communication skills to present findings to stakeholders from junior staff to Board.

Qualifications

• Relevant numerical degree with a 2:1 or above.
• Strong experience working in UK credit risk.
• Proficiency using SQL and Python.
• An innovative mindset, with experience identifying opportunities that deliver incremental business benefit through leveraging of data and analytics.
• Excellent written and verbal communication skills with the ability to communicate with team members and clients at various levels, including business leaders.
• Experience in all stages of credit strategy, scorecard and model development.
• Previous experience of working with credit bureau data.

Responsibilities

• Develop statistical models using CRA data assets.
• Support the delivery of analytical projects including credit strategy and scorecard development.
• Analyze multiple data sources using statistical analysis and data mining techniques.
• Communicate analytical results to generate improved business decisions and profitability.
• Use SQL and Python to prepare data for analysis and for business decisions.
• Understand regulatory landscape affecting consumer credit and its impact on clients.
• Provide sales support by enabling project proposals and presenting to diverse audiences.

Skills

Statistical modelling

Data analysis

SQL

Python

Credit risk

Presentation skills

Project management

Education

Numerical degree

Tools

SQL

Python

Data mining

Job description

Credit Risk Analyst - Modelling & Scorecards

One of the world most respected financial services companies (operates globally) requires an Credit Risk Analyst Consultant.

As an Analytics Consultant you will play a pivotal role in Client Analytics within Data and Analytics. You will lead analytical and consultancy projects, including the design and development of complex modelling assignments utilising CRA data. You will have frequent engagements with external customers/stakeholders and will manage multiple projects delivering revenue.

What You'll Do

• Our consultants are highly competent at developing statistical models, with hands on detailed analytic & modelling expertise, leveraging CRA data assets
• Responsible for supporting the delivery of analytical projects. This includes credit strategy development, scorecard and model development to required quality standards and project timescales. This will cover all stages, including sample design, retrospective analysis, performance analysis, population split analysis and reject analysis.
• This position will involve performing analysis of multiple data sources using statistical analysis (Logistic Regression, Linear Regression, Decision Trees, Exploratory Data Analysis, CHAID analysis & Cluster Analysis) and computer science to solve business problems.
• We are looking for someone who is able to communicate analytical results to generate improved business decisions and profitability. The role involves using data mining tools and programming languages SQL and Python to prepare data for analysis and business decision making and also involves delivering analytical and commercial solutions for internal and external clients.
• Understanding of the regulatory landscape with respect to consumer credit and consumer duty and the potential impact to our clients
• Provide the required support to Sales teams to enable them to determine the most appropriate customer solution and to enable them to write the project proposal
• To support customers and sales by undertaking professional presentations to audiences of all sizes, from junior levels through to the Board

What Experience You Need

• Relevant numerical degree with a 2:1 or above
• Strong experience working in UK credit risk
• Proficiency using SQL and Python
• An innovative mindset, with experience identifying opportunities that deliver incremental business benefit through leveraging of data and analytics
• You possess excellent written and verbal communication skills with the ability to communicate with team members and clients at various levels, including business leaders.
• Experience in all stages of credit strategy, scorecard and model development
• Previous experience of working with credit bureau data

This role offers exceptional career progression into senior credit risk analytical positions. This position can be based in either London, Nottingham or Leeds with Mon - Thurs in the office and Friday WFH.

The salary is a basic between £60-80K with an excellent benefits package and bonus structure.