Senior Credit Risk Analyst

JR United Kingdom; City Of London; On-site; GBP 59,000 - 70,000; Full time

Job summary

A leading UK bank is looking for a Senior Credit Risk Analyst to enhance its credit risk analysis framework. The role involves evaluating the bank's Expected Credit Losses, collaborating with cross-functional teams, and contributing to stress testing efforts while leveraging expertise in credit risk lifecycle and SAS/SQL knowledge.

Benefits

28 days + bank holidays

Life assurance

Private medical insurance

Medical cash plan

Qualifications

• 3+ years of experience in credit risk analysis.
• Experience with Capital or Impairment requirements.
• Essential knowledge of SAS/SQL.

Responsibilities

• Refine framework for independent reviews of provision adequacy.
• Lead evaluation of the bank’s Expected Credit Losses (ECL).
• Perform horizon scanning to identify emerging risks.

Skills

Credit risk analysis

IFRS 9 methodology

SAS

SQL

Stress Testing

Job description

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Senior Credit Risk Analyst, london (city of london)

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Client:

Location:

london (city of london), United Kingdom

Job Category:

Other

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EU work permit required:

Yes

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Job Views:

3

Posted:

16.06.2025

Expiry Date:

31.07.2025

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Job Description:

SENIOR CREDIT RISK ANALYST

LONDON

This is an exciting new opportunity to take on a core role within the portfolio credit risk team working across stress testing and working closely with senior stakeholders.

THE COMPANY

The company is a UK listed bank supporting underserved segments of the mortgage market with over 150 years heritage and is a FTSE 250 bank. They deliver specialist lending and retail savings through industry leading brands.

THE ROLE

You can expect to be involved in the following day-to-day:

• Refine and strengthen the existing framework for conducting independent, top-down reviews of provision adequacy, evaluating the effectiveness of the Group’s IFRS 9 methodology in capturing risks across diverse business segments.
• Lead the independent evaluation of the bank’s Expected Credit Losses (ECL), integrating a broad range of external risk factors and delivering actionable analysis to support strategic decisions aligned with financial performance targets.
• Perform horizon scanning to identify emerging or overlooked risks—whether portfolio-specific or macroeconomic—that may not be fully reflected in the current IFRS 9 modelling, potentially affecting profitability or long-term viability.
• Contribute to the stress testing team by supporting insights from provision adequacy reviews to enhance the realism and relevance of stressed scenarios.
• Collaborate with cross-functional teams, including Finance and Solvency Risk, offering expert-level credit risk analysis and insights to inform broader business decisions.

YOUR SKILLS AND EXPERIENCE

• 3 + years of experience.
• Credit risk experience in Capital or Impairment requirements and Stress Testing.
• Knowledge across the end-to-end Credit Risk Lifecycle.
• SAS/SQL knowledge is essential.

THE BENEFITS

• A salary of up to £70,000.
• 15% bonus.
• 28 days + bank holidays.
• Life assurance.
• Access to private medical insurance and medical cash plan.

HOW TO APPLY

Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.