Senior Credit Risk Analyst

JR United Kingdom; London; On-site; GBP 60,000; Full time

Job summary

Join a rapidly growing credit start-up in London as a key player in shaping credit risk strategies. This dynamic role offers you the chance to take ownership of your work while driving strategic initiatives for the lending book. Collaborate with marketing teams to enhance performance and implement scoring models that adjust lending profiles. If you have a background in consumer lending and strong analytical skills in SQL or Python, this is your opportunity to thrive in a fast-paced environment and make a significant impact.

Benefits

Company Pension

25 Days Holiday

Ownership of Projects

Qualifications

• Experience in consumer lending, ideally in Credit Cards.
• Strong analytical skills with SQL or Python.

Responsibilities

• Developing credit risk strategies focusing on customer management.
• Assessing profitability across the lending book.

Skills

SQL

Python

Credit Risk Strategies

Customer Management Strategies

Job description

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This role is with an exciting credit start-up who have grown rapidly and are continuing to expand. This is an exciting opportunity to join a fast-paced and dynamic environment where you can have true ownership over your work and a hands-on, analytical role, focusing on driving strategy for the lending book.

THE ROLE

• Developing credit risk strategies across the credit risk lifecycle, with a specific focus on customer management strategies
• Assessing and analysing profitability across the lending book to enhance performance
• Implementing scoring models into strategy to adjust credit limits, lending profiles etc
• Driving customer marketing strategies with the marketing team and leading analysis on how to improve performance, as part of wider policy management

YOUR SKILLS AND EXPERIENCE

• Essential to have had experience within the consumer lending space, ideally within the Credit Card space
• Strong experience and ability using SQL or Python is essential
• Ideal to have developed existing customer strategies within the credit risk space, specifically credit limits

SALARY AND BENEFITS

• Up to £60,000 base salary
• Company pension
• 25 days holiday
• Opportunity to work directly in projects and take direct ownership over your work

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link