Senior Credit Risk Analyst

Principality Building Society; Cardiff; Hybride; GBP 55 000 - 65 000; Plein temps

Avantages offerts par ce poste

Flexible working

Hybrid work model

Great benefits

Résumé du poste

Principality Building Society in Cardiff is seeking a Senior Credit Risk Analyst to support development and maintenance of Internal Ratings Based (IRB) systems for Retail Mortgage and Commercial portfolios. Youll coordinate monthly Management Information packs to the Credit Model Governance Committee and Model Governance Committee.

You will contribute to governance, regulatory compliance, and the ongoing documentation of models while working in a flexible hybrid environment.

Qualifications

• Experience with IRB systems and credit risk models.
• Regulatory knowledge and governance documentation experience.
• Strong analytical and communication skills.

Responsabilités

• Contribute to development and maintenance of Retail IRB scorecards and related models, and support CMGC/MGC reviews.
• Support the development and maintenance of procedures to ensure compliance with SS1/23, SS4/24 and PRA rulebook.
• Maintain model documentation and perform self-assessments against regulatory requirements.

Connaissances

Excel

SAS

Data manipulation

Scorecards

Governance

Presentations

Communication

Analytical

Time management

Description du poste

Senior Credit Risk Analyst

At Principality, we want you to feel welcome from the moment you join us. Youll be part of a friendly, supportive culture where people are encouraged to be themselves, do meaningful work and feel connected to our purpose, our customers and the communities we serve.

Cardiff | Hybrid | 35 hours per week | £55,-65, DOE

We have an exciting opportunity for a Senior Credit Risk Analyst to join us on a permanent contract.

In this role, youll support the development and ongoing maintenance of the Societys Internal Ratings Based (IRB) systems for Retail Mortgage and Commercial portfolios. Youll also take responsibility for coordinating and delivering the monthly ManagementInformation (MI) packs to the Credit Model Governance Committee (CMGC) and Model Governance Committee (MGC).

What youll be doing:

• Contributing to the development and ongoing maintenance of application and behavioural scorecards, as well as other models within the Retail IRB Ratings System. This includes preparing for and responding to items reviewed by the Model Governance Committee.
• Supporting the development and maintenance of documented procedures that help ensure compliance with SS1/23. SS4/24 and the proposed PRA rulebook.
• Regular self-assessment against regulatory requirements and maintenance of model documentation to agreed standards.
• Keeping up to date with current and emerging regulatory developments that may impact the Societys licence to trade, including attending relevant training sessions and conferences.

Technical Skills & Experience:

• Experience using Microsoft Office applications, particularly Excel, Word and PowerPoint.
• Working knowledge of SAS programming and data manipulation techniques.
• Experience of working with large datasets and developing automated processes to support effective information management.
• Experience developing scorecards, models or forecasting approaches.
• Experience of, or familiarity with, governance frameworks and supporting documentation such as policies and standards.
• Experience delivering presentations and/or training to a range of audiences.

Skills & Behaviours:

• Clear written and verbal communication skills.
• Strong organisational skills, including task management, time management and meeting deadlines.
• Well-developed analytical skills, including data analysis and process development.

What you can look forward to:

A place to belong with an award-winning employer that values inclusion and wellbeing:

• Flexible working a hybrid approach with at least 8 days per month in the office.
• Collaborative culture an encouraging environment where your ideas can make a real impact.
• Great benefits supporting your physical, mental and financial wellbeing.

Interview Process

• This advert closes on 5th November
• Youll hear from us by 6th November
• Interviews will be held mid to late November
• Outcomes will be delivered by end of November

We reserve the right to close this vacancy early should we receive a high volume of applications