Senior FP&A Analyst

Principality Building Society; Cardiff; Hybrid; GBP 60,000 - 90,000; Full time

Benefits offered by this job

Hybrid working with office presence

Good benefits

Supportive culture

Job summary

Principality Building Society invites applications for a Senior FP&A Analyst to shape strategic financial planning, budgeting and forecasting. You will partner with Finance, Product, Treasury and Credit Risk to translate business activity into clear financial outcomes.

The role emphasizes robust modelling, scenario analysis and continuous improvement in forecasting and decision support, helping drive sustainable growth across the organisation.

Qualifications

• Strong analytical and numerical skills with close attention to detail.
• Experience sourcing, organising and analysing data for planning, budgeting or forecasting.
• Experience preparing management information and explaining variances vs budget/forecast.
• Strong Excel modelling skills and confidence with large datasets.
• Ability to build, operate and improve financial models.
• Understanding of balance sheets, net interest margin and connections across an organisation.
• Knowledge of investment appraisal techniques (e.g., ROA, ROCE, NPV, payback).
• Clear communication to make complex analyses accessible.

Responsibilities

• Deliver the annual budget, quarterly forecasts and medium-term plan with robust assumptions.
• Produce scenario and sensitivity analyses for strategic decision‑making.
• Support ICAAP stress testing and weekly cash‑flow forecasting.
• Provide clear performance analysis for month‑end reporting and KPIs.
• Collaborate with Product, Treasury, Credit Risk and other stakeholders on planning assumptions.
• Enhance forecasting, portfolio analytics and decision‑support capabilities.
• Deliver high‑quality analysis that informs resource allocation.
• Monitor forecast performance and explain variances to budget/forecast.

Skills

Analytical skills

Data analysis

Excel modelling

Financial planning

Stakeholder management

Communication

Ambiguity handling

Education

Part-qualified ACA/ACCA/CIMA

Tools

Excel

Job description

At Principality, we want you to feel welcome from the moment you join us. You’ll be part of a friendly, supportive culture where people are encouraged to be themselves, do meaningful work and feel connected to our purpose, our customers and the communities we serve.

Are you an analytical finance professional who enjoys turning complex data into meaningful insight?

We’re looking for a Senior FP&A Analyst to help shape our strategic financial planning, budgeting and forecasting. In this influential role, you’ll work closely with colleagues across Finance, Product, Treasury and Credit Risk, translating business plans and commercial activity into clear financial outcomes.

Through insightful analysis, robust financial modelling and effective business partnering, you’ll help colleagues make informed decisions and support the Society’s sustainable growth and long‑term ambitions. You’ll also have the opportunity to strengthen our forecasting, portfolio analytics and decision‑support capabilities, while promoting strong model governance and continuous improvement across FP&A.

What you’ll be doing:

• Deliver the annual budget, quarterly forecasts and medium‑term plan, ensuring key assumptions are complete, aligned and robust.
• Produce scenario and sensitivity analysis to inform tactical and strategic decision‑making.
• Support ICAAP stress testing and weekly cash‑flow forecasting.
• Provide clear and meaningful performance analysis for month‑end reporting, KPIs and senior‑level scorecards.
• Work collaboratively with Product, Treasury, Credit Risk and other stakeholders to agree planning assumptions and translate commercial activity into financial outcomes.
• Enhance forecasting, portfolio analytics and decision‑support capabilities by identifying opportunities to improve processes, measures, data and technology.
• Deliver responsive, high‑quality analysis that provides actionable insight and supports effective resource allocation.
• Monitor forecast performance, investigate material variances and clearly explain performance against budget and forecast.

What we’re looking for:

• Strong analytical and numerical skills, with close attention to detail and sound judgement when interpreting information.
• Experience sourcing, organising and analysing data to support financial planning, budgeting or forecasting.
• Experience preparing management information and explaining performance against budget or forecast.
• Strong Excel modelling skills and confidence working with large datasets.
• The ability to build, operate and improve financial models.
• An understanding of balance sheets, net interest margin and the financial connections across an organisation.
• Knowledge of investment appraisal techniques, such as return on assets, return on capital, net present value and payback.
• Clear and engaging communication skills, with the ability to make complex financial analysis accessible.
• A collaborative approach and the confidence to build effective relationships with colleagues and senior stakeholders.
• Strong organisation and prioritisation skills, with the flexibility to deliver high‑quality work to demanding deadlines.
• The ability to work through ambiguity, evaluate qualitative and quantitative evidence and recommend practical actions.

Experience within financial services forecasting, analysis or reporting would be helpful, but it isn’t essential. What matters most is your analytical capability, curiosity and commitment to continuous improvement and high quality outputs.

Qualifications

You’ll ideally be a part‑qualified accountant through ACA, ACCA, CIMA or an equivalent professional body. A degree or equivalent professional experience would be beneficial.

What you can look forward to

A place to belong with an award‑winning employer that values inclusion and wellbeing:

• Flexible working – a hybrid approach with at least 8 days per month in the office.
• Collaborative culture – an encouraging environment where your ideas can make a real impact.
• Great benefits – supporting your physical, mental and financial wellbeing.

To hear more about working at Principality and our Benefits package, read all about usor our Careers Page - What we offer | Careers | Principality and LinkedIn- Principality Building Society: Posts | LinkedIn

Interview Process

• This advert closes on Sunday 25th October
• You’ll hear from us by Friday 30th October
• 1st Interviews will commence w/c 2nd November

If you’re looking for a place where you can grow, feel supported and make a real difference, we’d love to hear from you.

We reserve the right to close this vacancy early should we receive a high volume of applications

If you have any questions in relation to this role, please contact the recruitment team at [e-mail]