Senior Consultant - Payments

Capgemini; London, Manchester, Glasgow; On-site; GBP 50,000 - 80,000; Full time

Job summary

Capgemini is seeking a payments consultant to optimize payment systems for clients. The role involves advising on payment technologies, understanding regulations, and delivering innovative solutions. Join a diverse team in a dynamic environment with opportunities for professional growth and global client engagement.

Benefits

Flexible working arrangements

Access to training programs

Employee wellbeing initiatives

Qualifications

• Experience in payments advisory or operational roles.
• Understanding of payment regulations like PSD3 and ISO 20022.
• Project delivery experience in payment technologies.

Responsibilities

• Advise clients on optimizing payment systems and strategies.
• Work with cutting-edge payment technologies.
• Write thought leadership pieces on payment trends.

Skills

Digital payments

Data analytics

Payment operations

Problem-solving

Education

Experience in payments

Tools

MS Office

Job description

Explore our latest thought leadership, ideas, and insights on the issues that are shaping the future of business and society.

Choose a partner with intimate knowledge of your industry and first-hand experience of defining its future.

Discover our portfolio – constantly evolving to keep pace with the ever-changing needs of our clients.

Become part of a diverse collective of free-thinkers, entrepreneurs and experts – and help us to make a difference.

See our latest news, and stories from across the business, and explore our archives.

We are a global leader in partnering with companies to transform and manage their business by harnessing the power of technology.

At Capgemini Invent, we believe difference drives change. As inventive transformation consultants, we blend our strategic, creative and scientific capabilities, collaborating closely with clients to deliver cutting-edge solutions. Join us to drive transformation tailored to our client's challenges of today and tomorrow. Informed and validated by science and data. Superpowered by creativity and design. All underpinned by technology created with purpose.

Your Role

• Advise clients on optimizing payment systems, processes, and strategies using your expertise in digital payments, payment operations, technology implementation, and data analytics.
• Work with cutting-edge payment technologies and platforms to modernize payment infrastructures and enhance transaction efficiency.
• Understand and solve complex challenges, presenting solutions to stakeholders across the payments ecosystem.
• Be adaptable and solution-agnostic, working with diverse client requirements as payment technologies and regulations evolve rapidly.
• Have the opportunity to work with global clients and travel as needed.
• Write thought leadership pieces on payment industry trends and innovations.
• Support the development of sales proposals and payment transformation offerings.
• Contribute payments SME knowledge across merchant acquiring, payment processing, digital wallets, and emerging payment methods.
• Build a network across the organization and with clients, contributing to the Payments practice community.

Your Profile

• Experience in payments, either in an advisory, technical, operational, or leadership capacity, ideally within a bank, payment service provider, fintech, or public sector organization.
• Understanding of the latest payment regulations, specifically PSD3, ISO 20022, Open Banking, and real-time payment schemes.
• Experience with payment technologies, including mobile payments, digital wallets, card payments, and account-to-account (A2A) payments.
• Project delivery experience, either as a lead or part of a project delivery team.
• Knowledge of agile delivery methodology, including writing or contributing to user stories.
• Strong MS Office skills, specifically in PowerPoint and Excel.
• Ability to present complex problems and solutions to senior stakeholders, both in person and virtually.
• Experience working in a team setting with tight and agile deadlines.
• Commercial awareness to support engagements and identify market opportunities.
• Ability to work across both technology and business stakeholders.

Set yourself apart:

• Knowledge of card scheme rules, card processing flows (authorization, clearing, settlement), interchange optimization, and card product management.
• Understanding of how payments data can enable banks to deliver personalized digital services and experiences.
• Experience with transaction banking and corporate payment solutions, including cash management and liquidity services.
• Experience in writing points of view or presenting on payment industry trends and emerging payment technologies.
• Awareness of the latest payment industry trends.

WHAT YOU’LL LOVE ABOUT WORKING HERE?

Capgemini’s payments practice is a global network of experts who work across various industries, providing end-to-end solutions that help our clients transform their payments business. Our practitioners serve financial clients (e.g., banks, insurers, wealth and asset managers, capital markets) as well as businesses in other sectors (e.g., retail, utilities, and government).

If you’re seeking a challenging career in a dynamic environment with access to training and a global network of experts, this role is for you. As part of our team, you'll work with cutting-edge technologies and have the opportunity to develop a wide range of new skills.

In our team, you will learn:

• The latest industry innovations in payments, from digital wallets to GenAI.
• Skills in the latest technologies supporting end-to-end payments, such as cloud and advanced analytics.
• How changes in consumer behavior impact fraud trends.
• How to deliver innovative solutions within tight timelines as part of a project delivery team.
• How to build and develop your own brand and career within Capgemini’s payments team.
• How to manage complex and large-scale transformational projects in payments.

We are delighted to have received the “Glassdoor Best Places to work UK’ accolade for 4 consecutive years, to see what it’s like to work at Capgemini Invent, visit our Glassdoor page

NEED TO KNOW

At Capgemini we don’t just believe in inclusion, we actively go out to making it a working reality. Driven by our core values and Inclusive Futures for All campaign, we build environments where you can bring you whole self to work.

We aim to build an environment where employees can enjoy a positive work-life balance. We embed hybrid working in all that we do and make flexible working arrangements the day-to-day reality for our people. All UK employees are eligible to request flexible working arrangements.

Employee wellbeing is vitally important to us as an organisation. We see a healthy and happy workforce a critical component for us to achieve our organisational ambitions. To help support wellbeing we have trained ‘Mental Health Champions’ across each of our business areas. We have also invested in wellbeing apps such as Thrive and Peppy.

CSR:

We’re also focused on using tech to have a positive social impact. So, we’re working to reduce our own carbon footprint and improve everyone’s access to a digital world. It’s something we’re really serious about. In fact, we were even named as one of the world’s most ethical companies by the Ethisphere Institute for the 10th year. When you join Capgemini, you’ll join a team that does the right thing.

Whilst you will have London, Manchester or Glasgow as an office base location, you must be fully flexible in terms of assignment location, as these roles may involve periods of time away from home at short notice.

We offer a remuneration package which includes flexible benefits options for you to choose to suit your own personal circumstances and a variable element dependent grade and on company and personal performance.

About Capgemini Invent

Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, cloud and data, combined with its deep industry expertise and partner ecosystem. The Group reported 2023 global revenues of €22.5 billion.

Ref. code 247470-en_GB

Posted on 22 May 2025

Experience level Experienced Professionals

Contract type Permanent

Location London, Manchester, Glasgow

Business unit INVENT

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