Senior Consultant - Credit Risk & AI Methodology Lead

Gini; Greater London; On-site; GBP 85,000 - 110,000; Full time

Job summary

Gini in the United Kingdom is seeking a Senior Consultant/Manager to lead credit risk modelling engagements. You will own the workstream, shape the methodology, manage client relationships, and defend findings in validation rooms. The role blends deep technical modelling with leadership and client-facing duties.

The post involves IFRS 9, IRB and related areas across risk, data and applied AI, with office-based work in a regulated lender context. The level is offered based on experience.

Qualifications

• 4 to 6 years in credit risk modelling, model validation or a closely related quantitative role.
• Depth in at least two of IFRS 9, IRB, scorecard development and model validation, with the range to pick up the rest.
• Evidence you have owned a workstream end to end: the method, the timetable and the write-up, with a director reviewing rather than steering.
• Experience reviewing other people’s models and other people’s code, and giving feedback that lands.
• The judgement to choose a method and the written argument to defend it to a validation function or a supervisor.
• Comfort in front of a client: running the session, taking the challenge, and saying when something will be late.
• A strong degree in a quantitative discipline: mathematics, statistics, econometrics, physics, engineering, computer science or finance.
• Strong Python and working SQL. Version control as a habit.

Responsibilities

• Define and own the methodology on engagements from start to finish.
• Lead workstreams to budget and timetable, with a director reviewing.
• Plan resourcing and flag risks early when timelines slip.
• Keep deliverables publishable at every milestone and drive supervisory submissions.
• Hold client relationships through steering meetings and challenging discussions.
• Review and improve team models and code before client review, with precise feedback.
• Coach and guide juniors, explaining why methods were chosen and providing regular performance feedback.
• Shape engagement proposals including approach, pricing logic, and write‑ups.

Skills

Credit risk modelling

Model validation

Client presentation

Leadership

Python

SQL

Written argumentation

Communication with client

Education

Quantitative degree

MSc preferred

Tools

Python

SQL

Git

Excel

AWS/Azure/GCP

SAS or R

Job description

Gini in the United Kingdom is seeking a Senior Consultant/Manager to lead credit risk modelling engagements. You will own the workstream, shape the methodology, manage client relationships, and defend findings in validation rooms. The role blends deep technical modelling with leadership and client-facing duties.

The post involves IFRS 9, IRB and related areas across risk, data and applied AI, with office-based work in a regulated lender context. The level is offered based on experience.