Secured Lending Underwriter - Hybrid Role & Growth

Fintelligent Search; Cheadle; Hybrid; GBP 30,000 - 35,000; Full time

Benefits offered by this job

25 days holiday

Breakfast

Snacks

Health cover

Dental cover

Life assurance

Pension contributions

Birthday duvet day

Job summary

Fintelligent Search in South Manchester is seeking an Underwriter with experience in underwriting or secured lending to assess loan applications and support customers in choosing suitable finance solutions.

This hybrid role offers a £30,000–£35,000 base plus OTE up to £45,000, with two office days and three from home after probation. Benefits include 25 days’ holiday, private health and dental cover, life assurance and pension contributions.

Qualifications

• Previous underwriting or secured lending experience is preferred.

Responsibilities

• Assessing secured loan applications against lending criteria.
• Reviewing income, expenditure, affordability, credit history and supporting documentation.
• Completing due diligence and identifying potential risks or discrepancies.
• Making informed decisions within your authority and escalating cases where appropriate.
• Maintaining accurate, complete and compliant underwriting records.
• Liaising with customers, lenders and internal teams to obtain information and resolve queries.
• Managing multiple cases efficiently while meeting quality standards, targets and KPIs.
• Keeping up to date with relevant regulations, lending policies and underwriting practices.

Skills

Underwriting experience

Analytical skills

Attention to detail

Customer service

Communication skills

Job description

Fintelligent Search in South Manchester is seeking an Underwriter with experience in underwriting or secured lending to assess loan applications and support customers in choosing suitable finance solutions.

This hybrid role offers a £30,000–£35,000 base plus OTE up to £45,000, with two office days and three from home after probation. Benefits include 25 days’ holiday, private health and dental cover, life assurance and pension contributions.