Hybrid Secured Loan Underwriter – £30k-£35k + OTE

Fintelligent Search; Stockport; Hybrid; GBP 30,000 - 35,000; Full time

Benefits offered by this job

Hybrid after probation

25 days holiday

Health & dental cover

Life assurance

Pension matching

Breakfast & snacks

Job summary

Fintelligent Search in the South Manchester area is seeking an experienced Underwriter for Secured Lending. The role involves assessing loan applications, balancing risk with customer needs, and supporting compliant decision-making.

Hybrid working is offered after probation, with two days in the office and three days from home. The successful candidate will review income, expenditure, affordability and credit history, and maintain thorough underwriting records.

Qualifications

• Previous underwriting or secured lending experience is preferred.
• Strong analytical skills and sound judgement when reviewing financial information.
• Excellent attention to detail and a methodical approach to case assessment.
• Confident communication skills and a commitment to customer service.
• Ability to manage competing priorities in a fast-paced environment.
• A performance-driven approach without compromising quality or compliance.
• Flexibility to work shifts when required.

Responsibilities

• Assessing secured loan applications against lending criteria.
• Reviewing income, expenditure, affordability, credit history and supporting documentation.
• Completing due diligence and identifying potential risks or discrepancies.
• Making informed decisions within your authority and escalating cases where appropriate.
• Maintaining accurate, complete and compliant underwriting records.
• Liaising with customers, lenders and internal teams to obtain information and resolve queries.
• Managing multiple cases efficiently while meeting quality standards, targets and KPIs.
• Keeping up to date with relevant regulations, lending policies and underwriting practices.

Skills

Underwriting experience

Analytical skills

Attention to detail

Communication skills

Prioritisation

Job description

Fintelligent Search in the South Manchester area is seeking an experienced Underwriter for Secured Lending. The role involves assessing loan applications, balancing risk with customer needs, and supporting compliant decision-making.

Hybrid working is offered after probation, with two days in the office and three days from home. The successful candidate will review income, expenditure, affordability and credit history, and maintain thorough underwriting records.