Second Charge Mortgage Advisor

We Are PROPA Limited; Sale; On-site; GBP 27,000 - 33,000; Full time

Benefits offered by this job

22 days holiday

Birthday off after 1 year

Health and wellness plan

Incentive trips

Lender panel access

Job summary

We Are PROPA Limited in Sale is hiring a Second Charge Mortgage Advisor to join a busy, results-driven team. You will speak to warm, pre-qualified customers, advise on second charge mortgage options from a broad lender panel, and close deals with support from a dedicated processing team.

The role offers a basic salary of £27,000–£33,000, uncapped commission, and an OTE of £70,000. Hours are Monday to Friday, with no weekends and Friday early finish. Office-based position in Sale.

Qualifications

• Recent experience advising on second charge mortgages or secured loans.
• Excellent communication and relationship-building skills.
• Able to thrive in a fast-paced, target-driven environment.

Responsibilities

• Conduct consultations with warm, pre-qualified leads booked into your diary.
• Assess customers' circumstances and recommend suitable second charge mortgage products.
• Deliver compliant, customer-focused advice in line with FCA requirements.
• Build rapport and manage a fast-paced pipeline of enquiries and cases.
• Hit and exceed personal and team sales targets.
• Coordinate with processing team to ensure smooth progression from application to completion.

Skills

Excellent communication

Relationship-building

Sales-driven

Education

CeMAP qualification

Job description

Second Charge Mortgage Advisor

Basic Salary £27,000 – £33,000 DOE + Uncapped Commission – OTE £70,000

Monday - Friday, NO weekends. Early finish EVERY Friday.

Office-based, Sale.

We're recruiting on behalf of an established and fast-growing secured loan and second charge mortgage broker in Sale. Due to volume of incoming leads, they're now looking for a hungry, money-motivated Second Charge Mortgage Advisor to join their energetic, fast-paced and performing sales team.

You'll speak to warm, pre-qualified customers who are already interested in a second charge mortgage. EVERY lead is provided, qualified, and booked straight into your diary, so there's no cold calling and no time wasted. A dedicated processing team handles all the administration and case progression, leaving you free to focus on what you do best: advising customers and closing deals.

Working hours are Monday 9.00am – 6.00pm, Tuesday to Thursday 9.30am – 5.30pm or 10.00am – 6.00pm (dependent on business need), and Friday 9.00am – 3.00pm.

Your day-to-day will include:

• Conducting consultations with warm, pre-qualified leads booked directly into your diary
• Assessing each customer's circumstances and recommending suitable second charge mortgage products from a huge and varied lender panel
• Delivering compliant, customer-focused advice in line with FCA requirements
• Building rapport quickly and managing a fast-paced pipeline of enquiries and cases
• Consistently hitting and exceeding personal and team sales targets
• Liaising with the processing team to ensure a smooth, efficient journey from application through to completion

To be considered for this role, you'll need:

• Demonstrable and recent experience advising on second charge mortgages or secured loans
• CeMAP qualification (essential)
• To be hungry, money-motivated, and genuinely sales-driven
• Energy and drive, and to thrive in a fast-paced, target-driven environment
• Excellent communication and relationship-building skills

In return, you'll receive:

• A basic salary of £27,000 – £33,000, depending on experience
• OTE £70,000 in your first year – dependent on how quickly you get up to speed
• Commission on the broker fee, plus a percentage of the fee on every caseAll leads provided, pre-qualified, and booked into your diary – no cold calling
• Full processing team support, with all administration handled for you
• Access to a huge and varied lender panel
• 22 days' holiday plus bank holidays, rising with each year of service (capped at 5 additional days)
• Your birthday off, once you've completed 1 year of service
• A health and wellness plan
• Regular social events, lender events, race days, and awards dos
• Incentive trips abroad for hitting target

Disclaimer

We Are PROPA Ltd operates as an employment agency and employment business. No terminology in this advert is intended to discriminate on the grounds of age or experience, and we welcome applications from individuals of all ages and backgrounds