Second Charge Mortgage Advisor

We Are PROPA Limited; Manchester; On-site; GBP 27,000 - 33,000; Full time

Benefits offered by this job

Health and wellbeing plan

22 days holiday + bank holidays

Birthday day off after 1 year

Incentive trips abroad

Job summary

We Are PROPA Ltd is recruiting a hungry Second Charge Mortgage Advisor in Sale. You will speak with warm, pre-qualified customers, delivering compliant advice and closing deals with the support of a dedicated processing team. OTE £70,000 and a basic salary £27,000–£33,000, with uncapped commission, should you meet targets.

Roles are office-based, Monday to Friday, with no weekend work. You’ll join a fast-growing broker with a large lender panel and extensive leads provided to you.

Qualifications

• Demonstrable and recent experience advising on second charge mortgages or secured loans.
• CeMAP qualification (essential).
• Hungry, money-motivated, and sales-driven.

Responsibilities

• Conduct consultations with warm, pre-qualified leads.
• Assess customers and recommend second charge mortgage products from lender panel.
• Deliver compliant, customer-focused advice per FCA requirements.
• Build rapport and manage a fast-paced pipeline of enquiries and cases.
• Hit and exceed personal and team sales targets.
• Coordinate with processing team to ensure smooth progression from application to completion.

Skills

Second charge mortgages

CeMAP

Sales-driven

Communication

Education

CeMAP

Job description

Second Charge Mortgage Advisor

Basic Salary £27,000 £33,000 DOE + Uncapped Commission OTE £70,000

Monday - Friday, NO weekends. Early finish EVERY Friday.

Office-based, Sale.

We’re recruiting on behalf of an established and fast‑growing secured loan and second charge mortgage broker in Sale. Due to volume of incoming leads, they’re now looking for a hungry, money‑motivated Second Charge Mortgage Advisor to join their energetic, fast‑paced and performing sales team.

You’ll speak to warm, pre‑qualified customers who are already interested in a second charge mortgage. EVERY lead is provided, qualified, and booked straight into your diary, so there’s no cold calling and no time wasted. A dedicated processing team handles all the administration and case progression, leaving you free to focus on what you do best: advising customers and closing deals.

Working hours are Monday 9.00am 6.00pm, Tuesday to Thursday 9.30am 5.30pm or 10.00am 6.00pm (dependent on business need), and Friday 9.00am 3.00pm.

Your day-to-day will include:

• Conducting consultations with warm, pre‑qualified leads booked directly into your diary
• Assessing each customer's circumstances and recommending suitable second charge mortgage products from a huge and varied lender panel
• Delivering compliant, customer‑focused advice in line with FCA requirements
• Building rapport quickly and managing a fast‑paced pipeline of enquiries and cases
• Consistently hitting and exceeding personal and team sales targets
• Liaising with the processing team to ensure a smooth, efficient journey from application through to completion

To be considered for this role, you'll need:

• Demonstrable and recent experience advising on second charge mortgages or secured loans
• CeMAP qualification (essential)
• To be hungry, money‑motivated, and genuinely sales‑driven
• Energy and drive, and to thrive in a fast‑paced, target‑driven environment
• Excellent communication and relationship‑building skills

In return, you'll receive:

• A basic salary of £27,000 £33,000, depending on experience
• OTE £70,000 in your first year dependent on how quickly you get up to speed
• Commission on the broker fee, plus a percentage of the fee on every case
• All leads provided, pre‑qualified, and booked into your diary no cold calling
• Full processing team support, with all administration handled for you
• Access to a huge and varied lender panel
• 22 days' holiday plus bank holidays, rising with each year of service (capped at 5 additional days)
• Your birthday off, once you've completed 1 year of service
• A health and wellness plan
• Regular social events, lender events, race days, and awards dos
• Incentive trips abroad for hitting target

Disclaimer

We Are PROPA Ltd operates as an employment agency and employment business. No terminology in this advert is intended to discriminate on the grounds of age or experience, and we welcome applications from individuals of all ages and backgrounds