Risk Manager - Payments

JR United Kingdom; Maidstone; On-site; GBP 65,000 - 90,000; Full time

Job summary

A dynamic opportunity for an experienced Payments Risk Manager at a leading UK financial institution. This pivotal role involves shaping secure payment operations by identifying risks, ensuring compliance, and engaging with stakeholders to enhance risk management practices in the rapidly evolving payments landscape.

Qualifications

• Deep expertise in UK/international payment systems and regulations.
• Strong fraud prevention and risk mitigation experience.
• Ability to communicate with clarity and engage with impact.

Responsibilities

• Lead initiatives to identify, assess, and mitigate payment-related risks.
• Drive continuous improvement and embed a risk-aware culture.
• Ensure regulatory compliance across various payment channels.

Skills

Fraud prevention

Risk mitigation

Stakeholder engagement

Data analysis

Job description

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Are you passionate about managing risk in the ever-evolving world of payments? A dynamic opportunity has opened up at a leading UK financial institution for an experienced Payments Risk Manager to play a key role in shaping and safeguarding critical payment operations.

What You’ll Be Doing

In this pivotal second-line role, you'll be leading initiatives to identify, assess, and mitigate payment-related risks, from operational exposure to fraud and financial crime. Working closely with senior leadership, cross-functional teams, and third-party experts, you’ll help define the future of secure and compliant payment processes.

Your focus will span:

• Payment risk strategy and oversight across channels (Faster Payments, CHAPS, Bacs, SWIFT, Open Banking)
• Fraud detection and financial crime prevention
• Regulatory compliance (FCA, PSD2, AML, PSRs)
• Stakeholder engagement and governance
• Driving continuous improvement and embedding a risk-aware culture

You're someone who:

• Brings deep expertise in UK/international payment systems and regulations
• Has strong fraud prevention and risk mitigation experience in a financial services context
• Knows how to lead with insight, communicate with clarity, and engage with impact
• Is confident working with data, risk frameworks, and evolving regulatory landscapes
• Can balance strategic oversight with operational effectiveness