Risk Manager - Payments

JR United Kingdom; London; On-site; GBP 45,000 - 75,000; Full time

Job summary

An established industry player is seeking a Payments Risk Manager to lead risk management initiatives in the dynamic payments sector. This role offers the chance to shape secure payment operations while working closely with senior leadership and cross-functional teams. You will focus on payment risk strategy, fraud detection, and regulatory compliance, ensuring a risk-aware culture is embedded across the organization. If you have a deep understanding of payment systems and a passion for mitigating risks, this is an exciting opportunity to make a significant impact in a leading financial institution.

Qualifications

• Deep expertise in UK/international payment systems and regulations.
• Strong fraud prevention and risk mitigation experience.

Responsibilities

• Lead initiatives to identify and mitigate payment-related risks.
• Engage with senior leadership and cross-functional teams.

Skills

Payment risk management

Fraud detection

Regulatory compliance

Stakeholder engagement

Data analysis

Job description

Social network you want to login/join with:

Are you passionate about managing risk in the ever-evolving world of payments? A dynamic opportunity has opened up at a leading UK financial institution for an experienced Payments Risk Manager to play a key role in shaping and safeguarding critical payment operations.

What You’ll Be Doing

In this pivotal second-line role, you'll be leading initiatives to identify, assess, and mitigate payment-related risks, from operational exposure to fraud and financial crime. Working closely with senior leadership, cross-functional teams, and third-party experts, you’ll help define the future of secure and compliant payment processes.

Your focus will span:

• Payment risk strategy and oversight across channels (Faster Payments, CHAPS, Bacs, SWIFT, Open Banking)
• Fraud detection and financial crime prevention
• Regulatory compliance (FCA, PSD2, AML, PSRs)
• Stakeholder engagement and governance
• Driving continuous improvement and embedding a risk-aware culture

You're someone who:

• Brings deep expertise in UK/international payment systems and regulations
• Has strong fraud prevention and risk mitigation experience in a financial services context
• Knows how to lead with insight, communicate with clarity, and engage with impact
• Is confident working with data, risk frameworks, and evolving regulatory landscapes
• Can balance strategic oversight with operational effectiveness