Risk Manager - Payments

JR United Kingdom; Basildon; On-site; GBP 60,000 - 100,000; Full time

Job summary

A leading UK financial institution seeks an experienced Payments Risk Manager to shape and safeguard critical payment operations. This pivotal role involves identifying and mitigating risks, ensuring compliance, and driving a risk-aware culture, engaged with senior leadership and cross-functional teams.

Qualifications

• Deep expertise in UK/international payment systems and regulations.
• Strong experience in fraud prevention and risk mitigation.

Responsibilities

• Identify, assess, and mitigate payment-related risks.
• Lead payment risk strategy and oversight across channels.
• Ensure regulatory compliance with FCA, PSD2, AML.

Skills

Risk Mitigation

Fraud Prevention

Data Analysis

Stakeholder Engagement

Job description

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Are you passionate about managing risk in the ever-evolving world of payments? A dynamic opportunity has opened up at a leading UK financial institution for an experienced Payments Risk Manager to play a key role in shaping and safeguarding critical payment operations.

What You’ll Be Doing

In this pivotal second-line role, you'll be leading initiatives to identify, assess, and mitigate payment-related risks, from operational exposure to fraud and financial crime. Working closely with senior leadership, cross-functional teams, and third-party experts, you’ll help define the future of secure and compliant payment processes.

Your focus will span:

• Payment risk strategy and oversight across channels (Faster Payments, CHAPS, Bacs, SWIFT, Open Banking)
• Fraud detection and financial crime prevention
• Regulatory compliance (FCA, PSD2, AML, PSRs)
• Stakeholder engagement and governance
• Driving continuous improvement and embedding a risk-aware culture

You're someone who:

• Brings deep expertise in UK/international payment systems and regulations
• Has strong fraud prevention and risk mitigation experience in a financial services context
• Knows how to lead with insight, communicate with clarity, and engage with impact
• Is confident working with data, risk frameworks, and evolving regulatory landscapes
• Can balance strategic oversight with operational effectiveness