Residual Value Risk Strategy Lead

Lincoln Motor Company; Dunton; À distance; GBP 90 000 - 140 000; Plein temps

Résumé du poste

Lincoln Motor Company in the UK seeks a seasoned Residual Value Risk Manager to own RV strategy and forecasts for FCE within Risk. You will translate model outputs and market drivers into actionable decisions and present clear narratives to senior leadership.

You will develop the RV forecast strategy, analyze remarketing trends, validate forecasts against actuals, and collaborate with Analytics/IT to enhance data reporting. The role demands leadership, risk acumen, and strong communication.

Qualifications

• Bachelor's or Master's degree in Business, Finance, Economics, Risk Management, Statistics, or a related field.
• 7+ years of residual value setting, risk management, automotive finance, or used vehicle market analysis.
• 7+ years of team leadership experience, including proven coaching and performance management capability.
• Strong understanding of residual values' impact on financial and capital performance, including reserves, exposures, and capital stress testing.
• Working knowledge of data modelling concepts (statistical, econometric, or machine learning) with the ability to assess and challenge model outputs.
• Familiarity with data and visualization tools such as SQL, Python, GCP BigQuery, Alteryx, Power BI, and QlikSense.
• Strong business and risk acumen, with the ability to turn analytics into actionable insights.
• Excellent communication skills and confidence presenting to senior leaders.
• Strong stakeholder management and cross-functional collaboration skills.

Responsabilités

• Develop, deliver, and maintain the bank’s strategy for assessing vehicle residual values, focusing on forecasts used in loan originations and portfolio valuations, ensuring alignment with market conditions, remarketing performance, and portfolio risk.
• Analyze remarketing, auction, and used vehicle trends to inform risk positioning and support governance committee discussions.
• Validate actual sales vs residual value forecasts, investigating variances and recommending corrective actions to support future loan originations.
• Assess ongoing financial and risk implications of residual value decisions and communicate trade-offs to leadership.
• Translate residual value drivers into clear risk narratives and financial impact summaries.
• Partner with analytics teams to validate and challenge model outputs from a risk perspective.
• Build and deliver analysis to support risk assessment and leadership reporting.
• Collaborate with Remarketing, Risk, and Analytics/IT teams on data requirements and reporting enhancements.
• Handle ad hoc risk requests, delivering presentations and recommendations to senior management.
• Support governance and rollout of new residual value forecast models.
• Lead standardisation and automation of residual value risk reporting across FCE markets.
• Lead and mentor a team of analysts, providing guidance on priorities and supporting career development.

Connaissances

Leadership

Coaching

Communication

Stakeholder management

Risk assessment

Analytical thinking

Presenting to senior leaders

Formation

Bachelor's or Master's degree in Business/Finance/Economics/Risk Management/Statistics

Outils

SQL

Python

GCP BigQuery

Alteryx

Power BI

QlikSense

Description du poste

Lincoln Motor Company in the UK seeks a seasoned Residual Value Risk Manager to own RV strategy and forecasts for FCE within Risk. You will translate model outputs and market drivers into actionable decisions and present clear narratives to senior leadership.

You will develop the RV forecast strategy, analyze remarketing trends, validate forecasts against actuals, and collaborate with Analytics/IT to enhance data reporting. The role demands leadership, risk acumen, and strong communication.